Caton
05-12-05, 09:46 AM
I am looking to spend a couple of weeks in Scotland mountain biking, and havent got a clue where to start looking for insurance(for myself not the bike) anyone got any ideas? THANX
General Cycling Discussion - Help! Clueless female!
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Blackberry
05-12-05, 09:58 AM
I'm not sure, but this may be of help. Hve a great trip!
http://www.ctc.org.uk/DesktopDefault.aspx?TabID=3468
http://www.ctc.org.uk/DesktopDefault.aspx?TabID=3468
jeff-o
05-12-05, 10:26 AM
The CAA (AAA in the USA) offers travel insurance.
Javan
05-12-05, 11:36 AM
Caton, I'm jealous! I want to go over and hike and bike. Some day I will get there!!!
alanbikehouston
05-12-05, 01:35 PM
What sort of insurance? I doubt you need health insurance. A friend of mine came back from the UK last year. He went to the hospital after a minor accident. When he asked how much the bill would be, the hospital staff was puzzled. They were not aware he was from the last so-called "civilized" nation where medical treatment is related to personal wealth, or to having private insurance.
My friend can't get over it "Golly, in England, the only requirement to obtain medical treatment is that you needed it..."
My friend can't get over it "Golly, in England, the only requirement to obtain medical treatment is that you needed it..."
PWRDbyTRD
05-13-05, 07:00 PM
What sort of insurance? I doubt you need health insurance. A friend of mine came back from the UK last year. He went to the hospital after a minor accident. When he asked how much the bill would be, the hospital staff was puzzled. They were not aware he was from the last so-called "civilized" nation where medical treatment is related to personal wealth, or to having private insurance.
My friend can't get over it "Golly, in England, the only requirement to obtain medical treatment is that you needed it..."
yeah and how much of your check goes to the government and how long is the waiting line for a serious surgery?? outrageous :D
My friend can't get over it "Golly, in England, the only requirement to obtain medical treatment is that you needed it..."
yeah and how much of your check goes to the government and how long is the waiting line for a serious surgery?? outrageous :D
seely
05-13-05, 07:19 PM
In Australia I had a severe crash, and wound up paying a whopping $40 for x-rays. Here I had a crash and broke a collarbone, and paid over $900 for x-rays... there is something to be said for universal healthcare. I had some traveler's insurance policy that covered the $40 on top of that, but cost me a lot more than $40 to get. I don't think insurance was worth it.
MichaelW
05-14-05, 04:02 AM
In the UK, medical treatment for emergencies is as good and quick as any and is free. Even the helicopter/mountain rescue is free. Insurance is always a good idea, esp if you might need an ambulance aircraft to take you home.
REI have lots of advice on insurance
National Health Service charges for overseas visitors explained :
http://www.dh.gov.uk/PolicyAndGuidance/International/OverseasVisitors/OverseasVisitorsBrowsableDocument/fs/en?CONTENT_ID=4099060&MULTIPAGE_ID=4971516&chk=uhB/w0
REI have lots of advice on insurance
National Health Service charges for overseas visitors explained :
http://www.dh.gov.uk/PolicyAndGuidance/International/OverseasVisitors/OverseasVisitorsBrowsableDocument/fs/en?CONTENT_ID=4099060&MULTIPAGE_ID=4971516&chk=uhB/w0
B10Cycle
05-14-05, 05:41 AM
In the UK, medical treatment for emergencies is as good and quick as any and is free. Even the helicopter/mountain rescue is free. Insurance is always a good idea, esp if you might need an ambulance aircraft to take you home.
I have a friend that used to live in the UK and said that like to get a basic, non-emergency thing done it took forever. He said if he was sick, but not dying, he would spend all day in the Dr's office. Maybe I'm wrong, I don't know.
In Spain; however; their stuff is quick and cheap. A couple of my friends got sick and got all kinds of stuff fast and free.
I have a friend that used to live in the UK and said that like to get a basic, non-emergency thing done it took forever. He said if he was sick, but not dying, he would spend all day in the Dr's office. Maybe I'm wrong, I don't know.
In Spain; however; their stuff is quick and cheap. A couple of my friends got sick and got all kinds of stuff fast and free.
MichaelW
05-16-05, 04:05 AM
As I said, real emergency treatment is quick and effective. Non emergency treatment can be much slower, it depends what/how/when.
I have had very good knee surgey on the NHS very rapidly, but people can wait for 18months for a hip replacement.
If you try getting non-emergency or minor treatment on a Friday night at a big city centre A&E you will be in for a long wait.
There is nothing to stop people going private if they have the money.
I have had very good knee surgey on the NHS very rapidly, but people can wait for 18months for a hip replacement.
If you try getting non-emergency or minor treatment on a Friday night at a big city centre A&E you will be in for a long wait.
There is nothing to stop people going private if they have the money.