Commuting - I need a shopping list!

Well after a long hiatus due to a bronchial infection, I'm ready to get back on 2 wheels to get to work. My problem is this - the last time I commuted it was still 70+ degrees out, a far cry from the low to mid 40's as a high around lower MI lately. So what clothing do I need to get in order to battle Michigan autumns and winters?
I'm on a tight budget, so cost saving ways would be really appreciated. :beer:

Just add layers, preferably of wicking materials, and long sleeves or arm warmers, or combinations. With a wind proof jacket that should do for your upper body.

Tights or windproof pants over your cycling shorts and probably thicker socks. As the weather gets colder you may want booties to go over your shoes.

You'll need gloves or mitts, something that is flexible enough to shift and brake.

Under your helmet you'll need a thin skullcap or balaclava.

Keep in mind that as you ride you'll warm up quite a bit and may want to remove a layer, and there will be a difference if the sun is out or not, and if there's a wind. In any case, you'll be creating your own windchill, so any exposed skin needs to be protected.

It is easy to spend lots of $ on fancy cycle specific gear, but its not neccessary.
Long-sleeved wicking T shirt, possibly with a high zipped collar. Dont get a cycling one with pockets, just a plain hiking one.
A light-coloured totally windproof, but breathable jacket, if it does have padding, keep it very thin. Any waterproofing generally makes it too clammy. You need long sleeves, long back and a high collar. Front pockets are useful for keeping keys, hankerchief and gloves for off-bike use.
Keep a separate breathable waterproof for wet weather. Nylon microfibre(Pertex) is good for cheap rain-wind pants.
Some windproof leggings or pants (depending how sporty you want to look)
For mid-layers, thin woolen jumpers, shirts or light fleece works well.
You need some windproof gloves, a neckwarmer, a thin hat for when it gets a lot colder. Try to avoid heavily ventilated helmets. Cheaper ones are warmer.
Lightweight waterproof trail shoes and woolen socks work well. The sporty option is to use mesh cycling shoes with a neoprene overshoe.

Have either of you or anyone else reading this post used the "lobster" styled 3 finger gloves? I'm assuming they're warm, but I'm wondering if they're too warm. When I bike in, it's about 45 degrees F. Coming home it's about 30.

For those temperatures you shouldn't need anything more than a pair of light fleece gloves.

Anything above 30 F, you don't need much.

However, I know that it gets cold in Michigan. My best advice is to experiment. If you're too bulked up, you may overheat and feel too restricted. Too little clothing, you'll freeze. I found that the biggest battle with extreme cold is with the feet, hands, and face.

I usually throw on the flat pedals in the winter, and ride with a nice pair of medium weight hiking boots, with nice, warm socks. As far as gloves, I usually ride with a thin pair, and carry a bulkier pair with me, in case I really need them (or visa versa). Bulky gloves are very restrictive. For the face, head, and ears, I go with the ski mask. I'll usually carry my thin, Hind running headband which covers the ears, in case the ski mask is a little too much.

When it comes to torso and legs, AT MOST, I wear a set of thermal underwear, a pair of sweats or fleece, and my windbreaker and windpants.

I'd consider getting a nice torso shell; something that can be a light jacket, a rain jacket, and a warm coat with a liner.

Always consider other things, like the bagginess of the pants. Will they get caught in the chainring? Or, if you ride in the dark, you may want to get a reflective jacket (or vest to go over it). Do you have pockets for those keys, ID, wallet?

I went through a bit of trial and error before I found what works for me, and I suspect everyone will have to try a few things before they stumble upon their ideal kit.

That being said, here is what I would suggest:


wicking bib tights
thermal (polypro or other type) jersey
Smartwool hiker socks (I find the cycling socks too thin for winter)
Winter tights w/ windproof or insulated fronts
simple waterproof shell jacket
headband, hat, or balaclava
polypro liners to wear under cycling gloves

I layer these things as needed w/ my usual bike kit and always have what I need. I may try out a waterproof 'shower cap' for my helmet and neoprene booties this year, but I don't think they are necessities.

Hope this helps,
Oso