Touring - EXTREME SAVING: Buying the freedom to travel by bike. What have you done?

Goran Kropp lived in his tent through a Scandinavian winter to save the cash to cycle from Sweden to Mount Everest...then he climbed the mountain solo without supplemental oxygen.

On a far less epic scale, my wife and I wore clothing picked from a dumpster and forego restaurant meals for six years to save the cash to make our three year overland journey. We cut our own hair, allowed dental students to work on our teeth for free, and gave up our medical insurance to make it happen.

Now, in preparation for a long cycling journey, I can't help wonder if there is more we could do to save money.

How have you saved to buy yourself the freedom to cycle? Where do you draw the line? Have you gone to extremes?

I shared a small apartment with someone who viewed Jeffrey Dahmer as a role model.

I have not toured yet...

But, I must say that I followed your trip with the VW! Thanks for keeping us updated on the trip!

Well, the first thing I did was to get rid of the vehicle. Actually .... my ex husband got rid of the vehicle by totalling it, but I refused to replace it. Then I got rid of the husband. Doing both of those things freed up somewhere around $5000-7000 a year.

That paid for several new bicycles, and a trip to England, and a trip to England and France to ride the PBP, and a trip to Australia to travel by bicycle for 3 months, and my software development certificate, and my first year's tuition at University, and a whole bunch of other stuff! :D

As for some of the other things you mention ... I have always bought clothes very inexpensively - from used places or on 70% off sales at department stores or wherever. I don't cut my hair at all. I rarely eat in a restaurant, and if I do it is a place like Taco Time or Wendys. I also buy the least expensive food at the grocery store (stuff on sale or the grocery store's brand).

I have always lived frugally ... that's the way I was raised.

But I'll also add that in 2004, I made a decision to change my life drastically. So I sold, tossed, and gave away most of my stuff, packed up the little bit I had left (about 1/3 of what I started with) and put it into storage mostly in my parent's basement, and then went to Australia for 3 months where I learned to live out of a couple panniers.

When I got back, I started University to get my degree. While I am in University, my plan is to slowly go through the rest of my stuff and see what else I can get rid of. When I'm done University, my plan is to pay off whatever I owe for tuition (shouldn't be much because I'm working my butt off while I'm in school), and then to start travelling and teaching.

See ... when I realized that I wanted to break free from the Engineering office where I worked to see the world, I realized I would need some sort of employment to support me along the way. I've always wanted to teach, and teachers are welcome in many countries all over the world, so ...... :)

i stopped drinking alcohol, eating out, and eating meat (mostly). That freed up a lot of money - especially the meat part. It's really amazing how much more expensive protein is if it's in animal form. I sold my car, live with housemates instead of alone, and buy all of my clothes from thrift stores. I don't get haircuts, buy furniture or electronic gadgetry - basically my only purchases are food, books, and bike gear. Whenever possible, I do my own work on the bike, though I know that I can't do it all yet. The first four are things I did recently, with an eye towards cycle touring, but like Machka I have always been frugal.

It also helps a lot that I am in graduate school, and I can choose to take my fellowship in a 12 month disbursement instead of the 8 months I am in school. So I will have money coming in every month while I am on tour this summer.

It's hard for me, now, not to just start throwing money at tour preparation. I have more money than I've ever had in savings, and it's so easy to justify an extra $20 here and there and everywhere, so long as it's for the tour!

What a fascinating discussion!

Well, in preparation for my upcoming tour, i have been working for the past 2 years, savnig what i can, but at the same time ive bought myself a house, a vehicle, furniture for my house, and filled it with appliances, and everythign ill need to live...of course, my house is a tent, my furniture is a lawn chair, a sleeping bag and a air matress, and my appliances consist of 4 bags, a little stove, and a water pump. everything that everyone else lives on, only smaller, and inside the 4 bags haha. All ive been doing in preparation for my trip is working really, since i live with my mom, dont pay rent as i just finished school and am leaving in 8 days, all i have to spend money on is my trip. its a pretty good life haha

steve

Hate to say it people but I forgo nothing, I invest my money wisely, buy properties that pay me good return on investment etc. Read Robert Kiyosaki he jump started me and get out of the rat race as quick as possible, life is what you make of it no one owes you a living. I'm getting there day by day, I don't see why I should suffer for anything, make your mind up what you want and put it out to the world and ask for it. http://www.thesecret.tv/ this is awsome way of looking at life and the universe.

I don't see why I should suffer for anything,

see, though, this isn't about "suffering." it's about realizing what's important, and realizing how much crap is unnecessary in this life. i don't "suffer" because i don't pay for haircuts, because i eat vegetarian, because i buy thrift-store clothes, and because i don't fill my house and life with useless commodities. in fact, i'm much happier. if i want a haircut i ask a friend, and they do a good job, and we banter and have fun while it's happening. it's fun to look for thrift store clothes. i'm not tied to a bunch of stuff that i've bought. i feel healthier because of my eating habits and biking/bussing/walking everywhere without a car. it's only nominally about saving for the trip at this point - now, it's a way of life, and i like it. i don't have debt that i have to work just to pay the interest on, because i don't own a house or car or jewelry or electronics that i can't afford and don't need. in fact, if i wanted to, i could just up and leave at any point with minimal fuss. there is such a phenomenal amount of freedom in being in that position. it's not suffering.. it's joy!

Like srrs said, I do not believe for one minute that living frugally is suffering!

I have been in a position where I could have purchased a car or expensive clothing, and eaten in expensive restaurants, and so on, but personally, I think of those things as a waste of money. I have other priorities which mean more to me.

Also when I got rid of most of my stuff ... you would not believe the weight that was lifted off of me! I struggled with the idea of giving stuff up ... almost like giving away a security blanket or something .... but after I did, I felt so incredibly FREE! :D

Well, I don't exactly live in a packing crate. I seldom refuse to work any overtime, either. You Dave Ramsey fans will have broken the cycle of self-destructive spending by now, anyway. Keep the balance.
VW Van enthusiasts should join us at BusesByTheBeach May 20th here in Grand Rapids. Many of us bring our bikes- the White Pine Trail linear park runs near our campsite on the river. George

Machka... sounds like you are ready for a world tour , I have also followed your frugal path and have discovered that all I want is what I have on a cycle tour and money of course ,I just returned from a 3 month tour of New Zealand and I am back at work ......looking at all the stuff left in my apartment..... and have started to throw that out , planning 3 trips ...circumnavigate Australia ,Katmandu to Shanghai and India to Istanbul , I am halfway around the planet and need to complete the rest before it is to late.

Machka... sounds like you are ready for a world tour , I have also followed your frugal path and have discovered that all I want is what I have on a cycle tour and money of course ,I just returned from a 3 month tour of New Zealand and I am back at work ......looking at all the stuff left in my apartment..... and have started to throw that out , planning 3 trips ...circumnavigate Australia ,Katmandu to Shanghai and India to Istanbul , I am halfway around the planet and need to complete the rest before it is to late.

Mentally, I am more than ready for a world tour ... or possibly even a "rest of my life" tour!!

However, I do want to finish my degree before I head off, so that I can pick up work along the way. I've got 2.5 years of that left.

I also want to get rid of more stuff, or decide what I want to do with it. There are still a few things I could probably part with without too much difficulty, but a lot of what I have left is the sentimental stuff which is a bit more difficult to just get rid of! But there was a show on TV (I don't know if it is still on or not because I don't get cable anymore) where a team of people would descend on a family up to their necks in clutter and clean everything up for them. One of the pieces of advice that a couple members of the cleaning crew gave, which I thought was excellent, was to take pictures of the sentimental stuff, which you don't really need anymore, then get rid of that stuff ... but you've still got the pictures to remind you of the memories associated with the items. I may do that with some of it. However, I've got 2.5 years to keep paring down and make all my decisions.

When I toured for 3 months, I loved the aspect of living out of my panniers ... of being able to live quite comfortably with so little. I did discover that there were two things I would have liked out there though: 1. A better mattress ..... and so I bought a small thermarest (big difference!). 2) A sweatshirt, or something like that, for warmth ....... I tend to be cold when I ride, and then if I got into camp feeling cold, I just got colder as the night went on. It was sort of funny on my trip to Australia ... all the clothing I packed was black, blue, or yellow ... after 3 months of black, blue, and yellow, I started to long for something pink to wear. I don't normally like pink all that much, so I don't know what that was all about, but last fall I bought a sort of lavender/pink fleece-lined cycling jacket/jersey. I figured I have killed two birds with one stone ... I've got my sweatshirt-like thing to keep me warm, and it isn't black, blue, or yellow! :lol: Now I'm all set for another tour! :D

Then I got rid of the husband. Doing both of those things freed up somewhere around $5000-7000 a year.


Ohh c'mon... I think you're lowballing us.
Exorcising the male fascination with electronics alone has gotta be saving you a couple thou a year :)

When you plan the big tours it sometimes feels like the rest of your life,, as it is so hard to invision what life will be like at the end of the tour. When I got divorced I finally left with only with my bike and panniers , just headed off into B.C. ,,..left everything behind ,however I had already stopped caring about cars and other material things ,, felt kind of free and after a year and a half which included ,, a monster tour of B.C. and a circumnavigation of Europe ,I found myself working again and accumlating stuff again , but I have forced myself to constantly get rid of stuff. I found memories are stronger than stuff ,even pictures become hollow after a while. It is a lot like fire victoms ,those that have lost everything to fire , ..after that experience these people tend not to acquire much stuff ever again.
Black ,blue or yellow .. there is enough black with bike shorts and tights and the bike equipment that I always go for other colours when off the bike like green blue red ,so that I look quite normal ,as if I was not on a bike,but I have noticed how colour sensitive I can get when travelling,New Zealand was so black even the cycling jerseys in bike stores were black or camfolage....and generally people in western culture cities seem to over wear black so any other colour is preferable.

This has to be one of the more interesting threads I've read in a while. It coincides with a serious inner discussion I have been having about shedding the "Entrapments & Encumbrances" that I have accumulated over the years - material and mental.

It would serve us all well to give it some careful thought!

I think giving up stuff can be good, and I am no money making genius. I cut the familly hair (4 women, god cut mine a long time ago), I'm cheap. On the other hand I'm undecided whether the operating principle in life is that there is a fixed amount of it and the only way to create future abundance is to restrict current consumption. There is a reason why guys are flashing past in SUVs I wouldn't accept as a gift, and some of them have ample free time. On a less commercial basis, there is a reason why you don't have to ration the weeds. On a more political basis there is a reason why many governments insist on rationing the seeds.

Ohh c'mon... I think you're lowballing us.
Exorcising the male fascination with electronics alone has gotta be saving you a couple thou a year :)


Well ....... actually ........ I've got a bit of fascination with electronics myself. :o I purchased a brand new computer not long after we separated with all the bells and whistles of the time .... of course it is now about 5 years old, and definitely not cutting edge anymore. I'm reining in my desire to upgrade. This one is fine. It'll serve my purposes for now ... and when I do upgrade down the road a ways, I want to get something quite small and portable, but fairly powerful ... something I can take with me on tours, etc. By the time I want to do that, I'm hoping there will be something on the market that isn't too expensive.

I also catch myself ogling things like MP3 players and ipods and digital cameras, etc. etc. ... small things which I could use when I cycle ........ so far, I've kept myself from rushing out and spending all sorts of money ... so far .... :D

I think giving up stuff can be good.

Agreed, I'm not against material possessions, but sometimes they can really get in the way of the good life. One of the great things about a long tour is learning how much stuff you just don't need and how maintaining it all can be an absolute encumberance.

but I have forced myself to constantly get rid of stuff. I found memories are stronger than stuff ,even pictures become hollow after a while. It is a lot like fire victoms ,those that have lost everything to fire , ..after that experience these people tend not to acquire much stuff ever again.

See ... I've got two opposing forces within me. One is "The Packrat" and one is "The Desire For Freedom". For so many years I was a die-hard packrat ... I kept everything!! When I finally decided to change my life, my original plan was to sell some of the stuff which didn't mean a whole lot to me, and to go through a bunch of the stuff I'd accumulated over the years and see what I could toss or give away. And I was going to keep about half my stuff. Well, it turned out that my stuff wasn't as valuable as I thought, and so I had trouble selling it, although I did finally sell everything I had intended to sell, for much less than I'd hoped. Then on moving day, I was given the wrong sized van. So, there I was in the process of loading up this teensy moving van, and coming to the heart-breaking revelation that I couldn't take it all with me. Just then the charitable organization I had called, arrived to take one or two items which I had planned to give them ..... and at that moment I made the decision to give them a whole pile of other stuff, which I had been planning to keep. In a way, the suddenness with which I had to make that decision still bothers me, but in another way it was like I needed that in order to let go.

Since then, the "furniture" I've purchased to replace what I sold or gave away has consisted of a couple of shelves, which can be dismantled and stored completely flat, and a stacked unit which can be taken apart into individual storage bins. Inexpensive portable pieces. And I really like them because they suit my purposes just fine, because I didn't spend much money on them, and because they'll be so much easier to move than most of the stuff I used to have!




Black ,blue or yellow .. there is enough black with bike shorts and tights and the bike equipment that I always go for other colours when off the bike like green blue red ,so that I look quite normal ,as if I was not on a bike,but I have noticed how colour sensitive I can get when travelling,New Zealand was so black even the cycling jerseys in bike stores were black or camfolage....and generally people in western culture cities seem to over wear black so any other colour is preferable.

Ah good, I'm not the only one!! :D That should be one of those touring tips .... if you're going on a long tour, bring an article of clothing that is bright and colorful and different with you.

This has to be one of the more interesting threads I've read in a while. It coincides with a serious inner discussion I have been having about shedding the "Entrapments & Encumbrances" that I have accumulated over the years - material and mental.

It would serve us all well to give it some careful thought!

This topic has been recurring in the 'Living car free' forum. See e.g.

http://bikeforums.net/showthread.php?t=163801

I've never liked owning stuff and never liked cluttered rooms. It's just something in my temperament I guess. Useless things are ugly, no matter what they look like. I cannot really collect things, even if I try. I remember when I was a kid my friends would collect stamps or toys or comics or whatever it was. I would get three items and then get rid of them.

Recently I've totally and completely lost any interest in browsing around in shops for clothes or electronics or such (bikes are a different matter!). I find watching people in shopping arcades a bit scary. You can tell that the thoughts and lives of a lot of young people completely revolve around playing the right role, by getting the right stuff.

I have a problem that most or all of you don't have. I have a rubbish removal service. I not only have to control my own "stuff", but I constantly have to be careful how much stuff I save from jobs.

No cell fone(y) save 50$ a month
No Cable Tv save 65$ a month
2 movies in the last five years
No meat in diet, though do have a burger king maybe once a month
Sat AM I head to an outdoor market and for 20$ get all the fruits and vegs I need for a week
Don't by brand name ANYTHING
1$ T shirt at local thrift stores 3 $ shorts,
2 pr dress pants 10$ at Target
Don't smoke, never did
Don't drink, US beers are so insipid no taste and no flavor
Bought an almost new TREK prob an older model called Multisport 700, not a bit of rust nor scrapes, original tires, pedals had no wear showing thrift store asked 65$ it had a flat tire lady said will u pay 35 I said yeh needed new chain and brake wires
Am taking it to Spain next month

The hardest part about saving is getting started. and then finding out all the ways to eliminate spending and discovering all the trash u really don't need, if u have stuff around the house u haven't used nor seen in 6 months toss it

The hardest part about touring is the decision to go and the first morning on the road, everything else is downhill

I'm loving the introspection this thread is inspiring. I'm stuck in the rat race of suburbia where the houses are all nice, and everybody seems to be fine with their "keeping up with the Jones" mentality. I'd love to quit work (or retire) and ride or repair bikes every day. But the wife wants a beamer, and all 4 kids expect college tuition from me. (And I admit to a love of golf -- which has a zen all its own)

Vacations hold no attraction since the family leans toward amusement park and sloth -- while all I want to do is hammer pedals (or pound golf balls) until exhaustion.

Surely others must be stuck in a similar hole.

A reason for being just moved today. My daughter, son-in-law and most importantly my grandson left S. Ca. for TN. This thread has been part confirmation and part inspiration for me! It has moved me far closer to making a transition to freedom.

I for one would like to shed the entrapment(s) of "success" and redefine the term altogether. As we each strive for our purpose we must deal with external obligations and expectations imposed on us by others and come to terms with the reality that we signed up for the deal somewhere along the way.

My grandson has taught me a completely new definition of joy! There isn't much greater inspiration than unconditional love and sharing the experience of riding with my grandson as he proudly rang his bell on his little red K2 with training wheels. Exclaiming to everyone we met: "Excuse me, do you want to see my new bike!" All of them that we met were captured by the simple joy of this little guy and took a minute to revel in the simplicity of a young boy’s enthusiasm and joy!

Maybe we just need to look a little deeper into our selves, rid ourselves of the value judgements and labels, define our core motivations and discover the simple and less encumbered joy of just being. Next, share it with others without hesitation or judgement. A big heart and smile combined with some sincere interst in others really can set you free!

Read Robert Kiyosaki he jump started me and get out of the rat race as quick as possible,

Robert Kiyosaki! Give me a break!


Go to this site for a better analysis. http://www.johntreed.com/Kiyosaki.html

Hmmmm ... interesting thread bump. Especially interesting since the subject line is so much like one just recently posted by the same OP.


Anyway, since it's here, I thought I'd give a little update to my comments on the Page 1.

-- I am now in my 4th and final year of my degree ... less than 5 months to go. So ... despite a number of challenges ... I've stuck to The Plan.

-- Still living frugally ... diligently resisting buying anything because as of this coming December I'm planning to go through all the stuff I've got in storage and weed out a whole bunch of it.

-- And I remarried since the original thread started. Rowan and I are planning to do a lot of travelling together ... well, we already have, we'll just continue to do so. :) :)

Interesting thread. I didn't have to make any sacrifices (knock on wood) b/c I occupy a very strange economic niche that is recession proof. I have given up some cases, though, to free up time to travel,

Hate to say it people but I forgo nothing, I invest my money wisely, buy properties that pay me good return on investment etc. Read Robert Kiyosaki he jump started me and get out of the rat race as quick as possible, life is what you make of it no one owes you a living. I'm getting there day by day, I don't see why I should suffer for anything, make your mind up what you want and put it out to the world and ask for it. http://www.thesecret.tv/ this is awsome way of looking at life and the universe.

i wonder how this dudes going .... with all these 'investments' ?

What a thought provoking read.

My oldest son is preparing to move to the North East and my daughter will graduate high school this spring. Thoughts of "downsizing" have been discussed at length here.

I spent 10 years in the military. For six of those I owned only what could be loaded into the back of a small pick up and never thought twice about it. Inevitably, marriage, kids, a house, and a career came to be. I find myself looking forward to breaking the cycle.

I do wonder what to do with 8 bicycles though:innocent:

What did we do? Not so much looking back.

1. Made sure we had good jobs. Good jobs = good pay = a lot easier to save
2. Automatically overpaid everything over a 'running balance' in our bank account either into savings or as an extra payment on our mortgage so we wouldn't be tempted to spend it and so we made best use of it
3. Brought our own lunches to work, largely avoided restaurants and big nights out, although Andrew couldn't give up the evening with friends at the pub once or twice a week and I failed to break the buying a morning coffee habit. A small luxury is good to hold on to, I think.
4. Never bought clothes full price.
5. Cheap cell phones and few gadget/impulse purchases
6. Lived in a city so didn't need a car

It's interesting to see all the ways people have lived frugally. I've done what many of you have to save money, sometimes to the point where my sisters lecture me on how little I spend on myself; rarely eat out, have a 10 year old car that mainly gets used on weekends, and live happily with thrift store clothing because I'm small and can get a lot of good stuff that kids have outgrown. If all goes well, I'm hoping to start my second life when I'm eligible to retire less than 3 years from now at age 56. Always been physically active, and am looking forward to a rewarding mix of volunteer work, long bicycle tours, and periodic part-time work. There's always the chance of some disaster coming along and messing with the "plan", but will deal with it if it comes. In the meantime, it's fun to think about the sheer volume of options I'll have to enjoy life (even more) and contribute more to the community.

1. CAMP! Unless you're in the dead center of a city(and you can still do it) you can stealth camp anywhere.
2. Not sure how many people are going to flame me for this, but you can get a significant amount of your daily food requirement from dumpsters. I'm not talking about half-eaten hamburgers, I'm talking about perfectly good packaged food that's one day past it's expiry date. Or fruit and veggies. Again, it's in the trash simply because it was on the shelf for a predetermined amount of days.

Of course, the second one is going to be a lot different in other countries, but in this country it's rediculously easy. I can tour on less than 10$ a day in the US.

Try to be open minded about it...

I've always tried to live well within my means, and, generally, this has left me with enough cash to do what I want in my free time, which I admit has been modest up to this point. (I'm a teacher, so my free time varies immensely, from none whatsoever around this time of year to loads of it in the summer.) I don't deny myself at all- I get coffee from an espresso place every morning, I eat meat (though I'm uneasy about this one, given the environmental impact), I eat out a couple of times a week, I pay a mortgage, I have a sail boat, and I manage to go someplace a couple of times every summer. Next year, if the economy doesn't completely tank, I'm doing a four-week tour in Germany, Holland and France. (Or, if that fails, to the Mohave and back from Seattle.) However, I do the following to save/make money:

1. I don't own a car;
2. I buy all of my clothes at thrift stores (except underwear and socks, which I buy on sale);
3. I never buy prepared foods at the grocery store (except yogurt and bread);
4. I live in a pretty modest place (800 sq ft condo);
5. I never turn down an extra duty at work, especially if it involves a stipend or free food.

The life I've chosen for myself has been pretty satisfying, but it doesn't begin to make it possible for me to do other, more ambitious things with my time. Some of the other posts on this thread make me think that maybe I've been setting my sights a little too low...

The years that have passed since originally posting this message have been a wild ride.

As others have mentioned, it came as somewhat of a shock to discover that we could live on less money while cycle touring than while remaining at home.

Now that we are rooted once again our extreme frugality continues to morph into new ventures.

Days after touching down we serendipitously landed a job as the apartment managers of a small complex. Free rent, utilities, telephone, internet and ample storage have given us an the freedom to follow whims.

Frequent visits to the daily Goodwill bike auction (http://www.bargainlink.com/auctions.htm) at the border has filled the complex's storage shed with an unbelievable variety of bicycles which I've been fixing and selling on eBay. We've also opened an eBay store (http://stores.ebay.com/Coronado-Outdoor-Recreational-Equip) which has not been good for my eBay addiction (http://www.vwvagabonds.com/Bike/BikeTales02.html) but has proved to be a recession-proof source of surprisingly good income.

-Amanda has begun teaching Pilates and I'm teaching spin at the YMCA and 24 Hour Fitness which provides us free membership.

-We still have no television. The library has expanded it's collection of movies since we've been away and hulu (http://www.hulu.com/) fills the gap if we get the itch to watch something else.

-Somehow we've managed to avoid getting a mobile phone(s).

-Food is our largest expense and we joke about getting a job at our favorite local market, Henry's Farmer's Market (http://www.henrysmarkets.com/app/henrys/index.php), as that seems to be our way to eliminate expenses. Now that we have a real oven, stove, sink, refrigerator and stocked kitchen (rather than a campstove & panniers) we are enjoying experimenting with unusual, healthy meals. I am especially enjoying the Vita-Mixer and Champion Juicer I found at the swap meet near the border (http://www.southbaydrivein.com/index.cfm?fuseaction=main.swap). I will sorely miss them (the appliances and the swap meet) when we tour again.

-The act of writing down and tracking every single expense continues to be the most enlightening element in our savings plan. It is remarkable to see how much we save by not having real jobs. Today we are saving more each month than we were when we both had regular corporate employment with all the trimmings. The expenses that go along with keeping up appearances have disappeared and we no longer feel the need to say, "I deserve it.", when making a purchase.

I toured the world while I spent most of my life in the Marines. Past few years I've tour the nation on a bike with plans to leave for Australia this December to tour there and visit some old comrades I served with in joint operations between them and us. I had plan to do Europe first before Australia but one of my Aussie friends was diagnoised with the beginning stages of Alzheimer's, so I've decided to see him (and the rest of the bunch) before he can't remember who I am or if I've ever visited him. The good news with this man is that it's progressing at a very slow rate like Reagan's did.

My time comes from being retired, my money comes from the retirement in the military, social security from working as a consultant for the government, and private investments. I've could not have had the time or money to bike tour prior to retirement.

most of the **** i do is illegal so i won't post about it here. but you can get food stamps, i lived in a open garage for $100 a month during the winter, unemployment whilst touring. i dunno. you can always think of new ideas.

No wife,no kids=LOTS OF MONEY & TIME.

I'm loving the introspection this thread is inspiring. I'm stuck in the rat race of suburbia where the houses are all nice, and everybody seems to be fine with their "keeping up with the Jones" mentality. I'd love to quit work (or retire) and ride or repair bikes every day. But the wife wants a beamer, and all 4 kids expect college tuition from me. (And I admit to a love of golf -- which has a zen all its own)

Vacations hold no attraction since the family leans toward amusement park and sloth -- while all I want to do is hammer pedals (or pound golf balls) until exhaustion.

Surely others must be stuck in a similar hole.

i'm right there with you. I don't use or like most of the stuff I have. I am a part time college student and full time employee, with wife and 9 month old boy. Free time to watch tv or *gasp* a movie... How do some people watch so many movies?!? As it is, I get anxious for the baby to get put down every night so I can finally study or do chores or read for a little. But I must say that I am blessed.

UN-fortunately, my wife has little inclination to ride a bike, no matter how many I bring home and fix up, let alone go on a bike tour. I don't think she even enjoys the outdoors very much :/ I dunno. I gotta try to get her into it.

(as an aside: what's the youngest a baby can be and ride in one of those baby/child seats?)

great thread.....I hope more people will post and keep this a very active discussion. I can use all the helpful ideas possible. Just started a real downsizing and trimming phase, though I've always been an anti-clutter person, just recently, I feel the urge to get rid of just about everything. I do live in a house, though I stopped spending money on it, car is 10 years old...would love to get rid of it but not quite practical yet in the rural location I live in. I don't buy clothes, never eat out, am a vegetarian so no meat expense, don't have any jewelry, my "hobby" is growing my own food organically. I can't get over how much money we're "not" spending, yet we still seem to have more expenses than income. Where does the $$ go? We have a couple of dogs so there are vet bills, expenses w/ owning a home (like when the well pump breaks, and the septic backs up, and the furnace goes on the fritz all in the same week) -- it just all seems to add up.

...

After years of being self employed I took a government job which offered a "deferred salary leave" program. For the last couple of years I have been taking 3/4 salary which will result in receiving 3/4 salary while I am on tour for a year. After a year I will come back to my old job and start again. I will start my tour on March 1, 2009.