Road Cycling - Bike insurance?

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huffman
02-13-03, 05:17 PM
After riding the same bike for 19 years, I bought a new Litespeed Arenburg. :love: I never gave insurance a thought till I saw a mention of it in another post. Does homeowners cover the bike while out of town, etc. or do you have to get special coverage for it? I keep it secured but you never know. I can not not afford to replace this one.

Rotifer
02-13-03, 05:21 PM
Check with your insurance company, they're all a bit different.
trmcgeehan
02-14-03, 01:35 AM
My homeowners insurance covers my bike if it's stolen, but I do have $250 deductible. Be sure to take photos of your new bike. This will help if you have to make a claim.

cmrush
02-14-03, 07:25 AM
I would also like to find out information on insurance for my new litespeed. I have renters insurance and will check with them. Will post info if i get it.
huffman
02-14-03, 05:54 PM
I talked with my carrier (USAA) and was told my homeowners covers the bike anywhere in the US. Told to keep photos, serial numbers and reciept. If stolen I need to file a police report. And I have to pay that pesky deductable.
aerobat
02-14-03, 06:08 PM
My homeowners insurance only covers bikes up to a certain figure, I think $350.00 or something like that, and for anything over that you have to get a separate rider for each bike, at additional cost.