Living Car Free - problem with parents

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I'd let her get you the car, are your parents going to pay for the car/gas/insurance? if so yeah just let them get it for you. then keep riding your bike, maybe drive when it's nasty out. but later down the road you can sell it for a good price because it was barely driven. My parents do the same thing "job = car" but then i found out my dad bike commuted for 4 years... but yeah i'd let them get you a car, then if you're at home and you break your arm or something you can drive yourself to the hospital. I like to bike in rain and snow, but if it's actually icy i'd rather take the car, i know i can get studded bike tires, but i already have "quick release" car tire chains and i would sooo rather get hit by a sliding car when im in my car rather than on my bike (people around here are no good on ice, and questionable on snow). And hey the car they get you can be used to take you and some friends to distant biking destinations!
I'd let her get you the car, are your parents going to pay for the car/gas/insurance?
Nope.
so they want to make you buy a car and pay for the insurance and gas? i think i'd just tell them "no, i have better things to spend my money on" or something like that. if they paid for the car and wanted you to pay insurance and gas you could just keep it parked in the driveway, empty and uninsured. but to make you pay for the car too i think is silly. maybe find a $100 $200 or free beater on craigslist and have it towed to your house.
catatonic
11-20-06, 11:56 AM
I'd say avoid the car as much as possible. Only downside would be if you had to go on a date or anything...since you're too young to rent.
At your age, your insurance rates will be as bad if not worse than a drunk driver's....I'm talking around $1200/yr just for liability on a basic car. That's insane. Then you have gas, maintenance, and misc expenses....quickly it goes up to around 2500-3000yr. Do you make that much?
I had to take up a full time job in college thanks to getting a car as a gift that my father had no idea of the insurance rates....he told me I had to get full coverage on it.....full coverage was $480/mo....guess what happened? I had to drop out of classes since I was wroking too many hours to afford the car that got me there. That was also the last time I ever trusted my dad's financial advice (It's insureance is no higher than any other card Ford makes.....bullcrap....$5000/yr is what the car was worth, and more than a third of it's original MSRP (93 mustang lx 4-cyl)...why the hell should I be paying that in insurance.)
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