Living Car Free - Required insurance?

Bikeforums.net is a forum about nothing but bikes. Our community can help you find information about hard-to-find and localized information like bicycle tours, specialties like where in your area to have your recumbent bike serviced, or what are the best bicycle tires and seats for the activities you use your bike for.
Elkhound
12-31-07, 02:21 PM
On another thread (which I can't find) it was stated that in South Carolina one must have auto insurance in order to get a driver's license.
I thought that this couldn't be right, so I contacted the SCDMV with the question, and got this answer:
Thank you for contacting the South Carolina Department of Motor Vehicles. Please be assured your inquiry is very important to us.
We wish to advise you that there is a question on the driver license application where you can indicate that you do not have a vehicle registered in your name in SC. By checking that you do not have a vehicle registered in SC that waives the requirement for you to provide proof of insurance.
If you have any future inquiries regarding this matter, please provide us with the tracking number listed below.
Tracking Number: km1371907
Thank you,
Kim Mitchell
If anyone wants to know more, the e-mail is help@scdmvonline.com
Um, I think it was North Carolina where people were saying you have to have insurance.
jcwitte
12-31-07, 04:45 PM
This is from North Carolina's DMV....
http://www.ncdot.org/dmv/driver_services/drivingpublic/applying.html#Step%201
"3. Proof of Liability Insurance:
Proof of liability insurance includes providing insurance documents such as:
DMV form DL-123;
or an original liability insurance policy binder;
or an insurance card with: your name, policy number, issue and expiration date.
The liability insurance documents must show your name, the effective date of policy, the expiration date of the policy, and the date the policy was issued.
Even if you do not own or drive a currently registered vehicle you may still apply for a license, but a restriction will be placed on your driver license. This restriction limits you to only driving "fleet vehicles" and costs $10.00 when you are ready to remove it from your license.
For the complete description of liability insurance visit the Driver's Handbook: Chapter 1 - Requirements. "
Smallwheels
01-01-08, 12:47 AM
That restriction would be OK for renting cars but not driving the cars of friends or relatives. That has to be one of the stupidest regulations and restrictions ever thought up. Didn't anyone in that states legislature have a clue that some people don't own cars?
I can think of a few reasons a car free person would need a drivers license other than renting a car.
wahoonc
01-01-08, 04:59 AM
That restriction would be OK for renting cars but not driving the cars of friends or relatives. That has to be one of the stupidest regulations and restrictions ever thought up. Didn't anyone in that states legislature have a clue that some people don't own cars?
I can think of a few reasons a car free person would need a drivers license other than renting a car.
HEY! We have the best legislatures money can buy!:D;) The law was "INTENDED" to keep people from driving without insurance. Didn't work, now they don't even bother with the license:rolleyes: By some counts nearly 1/3 of the cars on the roads in NC are either being driven with no insurance/no drivers license/no or improper registration....
Aaron:)
Powered by vBulletin® Version 4.1.12 Copyright © 2013 vBulletin Solutions, Inc. All rights reserved.