Advocacy & Safety - How can I advocate after yet another collision?

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ChezJfrey
10-27-03, 11:36 AM
Although the subject poses a question, I don't really expect an answer - I rather just want some views, opinions or thoughts you might have regarding anything brought up in the remainder of my post. And though this might be a bit lengthy, I'll try to lighten up with a bit of humor at the conclusion.

I was hit by an auto on my commute home Friday evening. I ride 25 miles, round trip, each workday. I have had many close calls over the years, but a recent flurry of collisions within the last few months has gotten me a bit rattled. I have been hit four times within the last four months. These are also the only four times I have been hit.

The first three incidents were relatively minor. I was overtaken twice by vehicles that immediately turned into my path (the infamous right-hook. . . or left-hook for you left-siders). Actually, this has happened many times, but only twice was I unable to avoid actually colliding with the vehicle. Since I can usually react and maneuver quickly enough to avoid people that do this to me, I didn't suffer much damage the two times I was unable to avoid the collision.

I was also side-swiped by a slow-moving bus that I was passing while riding in a painted bike lane. I noticed the bus moving closer to me, but there were no nearby bus-stops. I quickly braked and moved as close to the curb as possible and the last few feet of the bus brushed my left side. Evidently, the bus was making room for vehicles in the next lane over.

In the first right-hook incident and the bus side-swipe, both my bike and I emerged unscathed. The second right-hook left my bike somewhat wrecked, but I received only a scratched knuckle and a bruised elbow. I ride often enough, and have ridden a motorcycle long enough that I can usually sense, judge and react well enough to give myself opportunity to escape. Given the amount of near-misses I (and others) have, these are necessary survival skills.

This recent crash in Friday left me a bit bent out of shape, both physically and mentally. I was travelling in a well-defined, painted bike lane on a wide highway with two lanes for each direction, a center turn lane. Traffic was moderate, visibility was excellent and the sun was shining - In other words, there is no conceivable reason I would not be noticed. I ride a white bike with red trim and two rear panniers. I wear a red helmet and a red/white checked jersey. I have two headlights and two red, blinking tail-lights - one on my helmet and one under my seat and they are lit regardless of day or night. I was literally mowed down in a spot where no auto travelling in my direction should be; I was in the middle of the bike lane. And I wasn't just clipped by the mirror, or brushed aside by the truck. He plowed diagonally right into me. I never saw or heard the thing coming and I was thrown immediately to the pavement. I was lucky that I wasn't run over by the rear wheels.

I'll spare the majority of detail concerning the aftermath - or rather my vocabulary. But in summary, a witness stopped the culprit, and called the police. The driver was issued a citation for failure to yield to a bike lane. I (and all my momentum built from speed and the force of being thrown by a truck) landed squarely on my left hip. I also scraped and bruised my left knee, shoulder, elbow and back. Surprisingly, my shifters, handlebars and stem were twisted up a bit, but looked salvageable if I were inclined to continue cycle-commuting the next week - I bore the brunt of the impact, I guess.

The officer spoke to the man driving and explained that he is not supposed to drive in the bike lane and must yield to anyone travelling in it. The driver commented to me, "Man, I never saw you, man. The sun was in my eyes."

I asked if he had ever been a former Miss America. . . this was lost on both the officer and the driver. At this point, my leg and hip really starting hurting while I was limping around so I found a place to sit.

The officer commented that my muscles must be tightening up and I'd probably feel a bit worse the next day. She then explained that she was not investigating the accident or submitting an accident report to the Department of Motor Vehicles because there was less than $1,000 damage. She issued him his violation and gave us both a copy of a, "Traffic Crash Exchange Report," with contact/witness and insurance information.

I went to a bike shop on Saturday and explained that I wanted them to check the bike out and let me know if I could continue riding it, and that I wanted a damage estimate for insurance. I had this done a month earlier by an affiliated shop for my last ordeal and they agreed. When I later returned to the shop, the mechanic said everything was workable and he had straightened the shifters and stem at no charge. I thanked him for that. He then gave me a copy of the damage report with replacement costs for the pair of shifters, new bar tape and installation labor, and a replacement buckle for my Sidi Genius shoes. He explained that he didn't feel comfortable listing replacement shoes or the other clothing I had brought.

Now I'm a bit incensed, but I thanked him and walked out.

The last shop I took my bike said the same thing about my scratched bars/pedals/shifters. They were "usable" so they didn't feel comfortable issuing a damage report for insurance. I told them to contact the adjuster because she had just taken photos of the very same items just hours before and she agreed that they should be replaced. As an aside, the adjuster told me that her brother was a triathlete and he had been hit by an auto once before. She was quite understanding of my situation as a result.

So what follows are my rants and concerns:

I tried to be fair and reasonable with my last claim. The shop had to order a replacement rear wheel for me, but I wanted to continue riding, so I paid for a temporary wheel they could offer out of stock. The only wheel on the claim was the replacement on order. I only want my bike and gear in the condition it was in at the start of the ride. Why are the shops reluctant to list items that are usable? Why must I compromise? If a car were sideswiped, and the damage was limited to cosmetic, no one questions that the paint should be restored. My Sidi shoes cost nearly $190 and my left one looks like someone held it to a metal grinder. My right one is near perfect. I think I should get a new pair of shoes. And I should also get a new longsleeve jersey because of the holes in the sleeve. Sure, the holes are small, but they'll get bigger and besides, they weren't there until I was thrown to the ground.

Granted, only the shop is reluctant at this point. The insurance in my last case never questioned replacing the damaged components. But I'm starting to rethink my purchase of the temporary wheel as a result of this recent episode because I'm starting to question my position of what is "reasonable." I continue to ask myself why I should compromise anything - I did nothing wrong. If I want to continue riding and a matching wheel must be ordered, then I why shouldn't the party responsible for my plight pay for both?

I'm also upset that the officer didn't chastise the driver in my recent collision when he claimed that he couldn't see because the sun was in his eyes. First, I was going the same way he was, and looking at the same view and I could see fine. But even if this were not so, why is it acceptable to claim this, and how does this absolve fault? Why is it commonly understood that if you can't see, you can just point your vehicle, press the gas and hope for the best? Because, well, if you hit anything, you probably won't get hurt too bad because you're enclosed in your protective box with seatbeltls and an airbag? It's a ridiculous excuse, but it worked for this guy, it worked for Miss America 2001 and it's worked for counless others. I didn't bring it up during the incident because I didn't feel it my place to tell the officer her job, though I probably should have. However, I intend to see if she has an email address at the bureau and tactfully suggest that she might want to condemn the practice of proceeding ahead when drivers can't see.

So, I'm contemplating seeking a lawyer's counsel for this one, and possibly revisiting my incident from last month (I cashed the check, but never signed their waiver). I have seen some comments on this forum that indicate a civil suit may be the only form of justice we can use to "teach" people. I don't necessarily subscribe to this view even now. Partly, because I would have to endure much suffering at this rate to teach every lax driver in the Portland area - I would have to get hit by each and every one. But again, I don't think I should have to endure anymore. Why am I the one that has to, "suck it up?" Why am I expected to be reasonable or compromise in the spirit of fairness? I received a query from the adjuster of my last claim when she left me a message from her last call. She asked if I wanted compensation for the discomfort to my knuckle.

I never called her back because I felt that was ridiculous, I just cashed the check they sent. This time is a bit different. I walk with difficulty. I rode into work today, but it wasn't easy or speedy. . . it just feels better than walking and I'm not going to drive because my wife may need the car; she's pregnant ten months and cares for our 2 year old daughter. I suck it up because it's part of who I am. . . I like to think I'm tough. And really, at this point it's merely some soreness of surrounding muscles that have contracted - I don't think I'm hurting myself any. I visited the ER and nothing is broken - I may experience bursitis, but even that wouldn't be chronic. But again, why should I be expected to, "tough it out?" Why shouldn't I receive some monetary compensation above my medical expenses? I'm not looking for exorbitent sums of cash, but I shouldn't have to limp around for nothing either.

And how am I as an example to those around me? No one I know at work is ever going to ride to work because of the perceived danger (and I nearly convinced one of my peers that lives just down the street from me). And I can't fault them. I have to admit that I am starting to feel some skepticism myself. My wife admitted that she broke down in tears yesterday on the phone with her mother. We've got two children (almost) and she's worried sick. It's hard to convince her that the former episodes were minor and there really wasn't much danger; all she knows is that cars are hitting me and it could be deadly. And she's right - this last one was unforseeable, unavoidable and potentially lethal if I had fallen in the path of his rear wheels.

So that's it - I'm probably going to consult with counsel to discuss some reasonable options, but then again, I may just resort to dealing with the insurance myself again.

And as promised, the small bit of humor:

My wife and I (she really is a good sport about this) came up with the following tactics to hopefully gain me a wider berth on the roads:

Much like the senior high school/college football (American) teams or fighter pilots, I could start mounting auto-shaped stickers on my helmet to represent my "hits".

I could start wearing jerseys emblazoned with the logos of all my insurance company "sponsors" that pay me to ride.

This jersey would also prominantly display my cumulative settlement figure and label it as such, "Settlements to Date."


MichaelW
10-27-03, 12:05 PM
I had a similar kind of crash; me clearly visible to anyone who bothered to look, taken out at low speed by a guy who just didnt see. He was really aplogetic, so I didnt press for criminal charges, but I did sting him for as much money as possible.
I found that I was pretty shaken up for a couple of days, but after a few weeks, it passed. I was angry that I wasn't seen, and became even more assertive about taking the lane, and paranoid about not being seen at junctions.
I dont see any reason for you to ride around looking like you've been dragged through a hedge backwards. Car drivers expect to ride in clean shiny cars, and if you scratch or bend their machine, they want a new bit. Get a replacement for any kit which has been damaged, mechanically or cosmetically, and recompense for any extra costs you had to pay (eg trasport)

Bobatin
10-27-03, 02:09 PM
Ask the bike shop if they would expect to be paid if you keyed the door on there car. It is no different with the shoes. Mostly people expect there vehicle to be restored to near new conditions after being hit, there is no reason to not expect the same treatment. The insurance will not mind paying because even totaled out your bike is worth alot less than a car repair.


LittleBigMan
10-27-03, 02:25 PM
Chez, that really sucks.

Could a lawyer help? If a lady can sue a fast-food joint because the coffee was too hot, maybe we can get help, too.

JoeTown244GL
10-27-03, 02:31 PM
On your Jersey print: "Got Lawyer? I do!"

cyclezealot
10-27-03, 02:54 PM
I understand your feelings. I have gotten weary of reading of everyone's crashes and injuries of late here at BF..Seems many have had a rash of problems. Including me. I crashed all by myself, with no one else's help. Hurt my shoulder big time.
I got in over 60.000 miles before my April crash.. But all the while down and recovering, Bikes are like horses to some- Gets your heart a racing when you see them in action. As they say gotta get on the horse, right away. A year ago, before my crash, a car struck me in a parking lot at slow motion speed. What to do?
I can't give up. I would feel without some basic need.Be careful... Pretty trite. Well, change your riding habits and be careful.How many miles did you log, before your events.
Everything is with risk..Horse back riding, skiing,scuba.I have seen statistics on injury rate of the various sports. Cycling was 4 times safer than scuba.....Do we just do nothing. I have known of others who got seriously injured in scuba.So I forgo the thrill of the reef for the rest of my life. Cars are dangerous too.
Start out on some of your favorite, safest, low traffic rides and take it from there.?

John E
10-27-03, 06:38 PM
The officer commented that my muscles must be tightening up and I'd probably feel a bit worse the next day. She then explained that she was not investigating the accident or submitting an accident report to the Department of Motor Vehicles because there was less than $1,000 damage. She issued him his violation and gave us both a copy of a, "Traffic Crash Exchange Report," with contact/witness and insurance information.

In California, every collision involving any injury requires a report to the DMV. (The property damage threshold of $750 is similar to your $1000.)

Chris L
10-27-03, 08:16 PM
I had a similar kind of crash; me clearly visible to anyone who bothered to look, taken out at low speed by a guy who just didnt see. He was really aplogetic, so I didnt press for criminal charges, but I did sting him for as much money as possible.
I found that I was pretty shaken up for a couple of days, but after a few weeks, it passed. I was angry that I wasn't seen, and became even more assertive about taking the lane, and paranoid about not being seen at junctions.
I dont see any reason for you to ride around looking like you've been dragged through a hedge backwards. Car drivers expect to ride in clean shiny cars, and if you scratch or bend their machine, they want a new bit. Get a replacement for any kit which has been damaged, mechanically or cosmetically, and recompense for any extra costs you had to pay (eg trasport)

Can I just take a moment to second every word of that post. It is a very good one.

cyclezealot
10-28-03, 05:14 AM
Chez.As painful as shoulder surgery, still gotta have my biking. Maybe, I was too smug..Not the same as being threatened by 3000 pounds of metal.
Maybe just a false sense of safety, but using my mirror attached to my helmet gives me a sense of security. Think I know what the idiots are doing behind me.

digger
10-28-03, 04:02 PM
I tried to be fair and reasonable with my last claim. The shop had to order a replacement rear wheel for me, but I wanted to continue riding, so I paid for a temporary wheel they could offer out of stock. The only wheel on the claim was the replacement on order. I only want my bike and gear in the condition it was in at the start of the ride. Why are the shops reluctant to list items that are usable? Why must I compromise? If a car were sideswiped, and the damage was limited to cosmetic, no one questions that the paint should be restored. My Sidi shoes cost nearly $190 and my left one looks like someone held it to a metal grinder. My right one is near perfect. I think I should get a new pair of shoes. And I should also get a new longsleeve jersey because of the holes in the sleeve. Sure, the holes are small, but they'll get bigger and besides, they weren't there until I was thrown to the ground.

Granted, only the shop is reluctant at this point. The insurance in my last case never questioned replacing the damaged components. But I'm starting to rethink my purchase of the temporary wheel as a result of this recent episode because I'm starting to question my position of what is "reasonable." I continue to ask myself why I should compromise anything - I did nothing wrong. If I want to continue riding and a matching wheel must be ordered, then I why shouldn't the party responsible for my plight pay for both?

Your bike and clothes should be replaced. You did nothing wrong. Just because they are usuable does not mean anything? How do you knwo they won't quite on you 2 months done the road because of the accident? Get em replaced"

Why is it commonly understood that if you can't see, you can just point your vehicle, press the gas and hope for the best? Because, well, if you hit anything, you probably won't get hurt too bad because you're enclosed in your protective box with seatbeltls and an airbag?

Wellllll...this is complicated. Many times I have driven with the sun low on the horizion and in my eyes (sunglasses and the overhead shade helps) or driven at night in the fog. The question is, if the sun was in his eyes, was he driving slower to account for the conditions? Yer not supposed to drive 100km/h in a snowstorm because your potential for loss of control is greater at higher speeds. Hence, reduced visibility means slower speed to allow for reaction time. Many times i do not drive when its snowing, as I think its not safe, but many people do, and arrrive safetly - it depends on your comfort level. Of course we then get into something called risk homeostatis. Risk Homeostatis Theory (J. S. Wilde) says that people have a level of risk that they are willing to tolerate. If something comes along that reduces their risk of fatality (such as ABS brakes or airbags) they tend to compensate by increasing their risk elsewhere, e.g. driving faster, weaving more, etc. Indeed, there is hard
evidence that this is true. In addition, people feel they are under control of the situation, but in actual fact, they are not. He thought it was probably fine for him to drive fast as he thought he coudl see enough...obviously not.


So, I'm contemplating seeking a lawyer's counsel for this one, and possibly revisiting my incident from last month (I cashed the check, but never signed their waiver). I have seen some comments on this forum that indicate a civil suit may be the only form of justice we can use to "teach" people. I don't necessarily subscribe to this view even now. Partly, because I would have to endure much suffering at this rate to teach every lax driver in the Portland area - I would have to get hit by each and every one. But again, I don't think I should have to endure anymore. Why am I the one that has to, "suck it up?" Why am I expected to be reasonable or compromise in the spirit of fairness? I received a query from the adjuster of my last claim when she left me a message from her last call. She asked if I wanted compensation for the discomfort to my knuckle.

I never called her back because I felt that was ridiculous, I just cashed the check they sent. This time is a bit different. I walk with difficulty. I rode into work today, but it wasn't easy or speedy. . . it just feels better than walking and I'm not going to drive because my wife may need the car; she's pregnant ten months and cares for our 2 year old daughter. I suck it up because it's part of who I am. . . I like to think I'm tough. And really, at this point it's merely some soreness of surrounding muscles that have contracted - I don't think I'm hurting myself any. I visited the ER and nothing is broken - I may experience bursitis, but even that wouldn't be chronic. But again, why should I be expected to, "tough it out?" Why shouldn't I receive some monetary compensation above my medical expenses? I'm not looking for exorbitent sums of cash, but I shouldn't have to limp around for nothing either.

You are suffering with pain and you are now more nervous in traffic. You shoudl be compensated. But be reasonable. You WILL heal and seem to suffer no permanent damage. Ask them to replace your bike and you'll let it go. If not, then threaten with a lawyer, but be nice, be firm...but be nice.

And how am I as an example to those around me? No one I know at work is ever going to ride to work because of the perceived danger (and I nearly convinced one of my peers that lives just down the street from me). And I can't fault them. I have to admit that I am starting to feel some skepticism myself. My wife admitted that she broke down in tears yesterday on the phone with her mother. We've got two children (almost) and she's worried sick. It's hard to convince her that the former episodes were minor and there really wasn't much danger; all she knows is that cars are hitting me and it could be deadly. And she's right - this last one was unforseeable, unavoidable and potentially lethal if I had fallen in the path of his rear wheels.

I know that in Canada 3000 people are being killed each year because of motor vehicle accidents. Tens of thousands are being permantely injured. If this was a disease we would demand some kind of cure. But we accept it as a normal part of life. The school shootings that we hear so much about is no doubt, horrible and should not be tolerated, but how many kids are killed in vehicles each year? But yet we accept it has a normal part of life. These same people who rave on about the dangers of cycling are the same people who strap their kids into automobiles and hurdle them down the road at 100 plus km/h, speeding, taking chances, 'I can make it', etc. It's a risk my friend, we are all taking risks, some we accept, some we don't.

What about trying to do something for cycling? I am involved in 3 share the road committees. That means I have a say, I am DOING something to make it safer for me, it makes me feel better, gives me more confidence. I can come back with the dangers of cars and the benefits of cycling to those who complain how cycling is dangerous. Take this experience and try to make a difference. No matter how small, it is one more ***** in the paint, one more dent in the armour of motorists to accept and watch out for cyclists
[/QUOTE]

pinerider
10-28-03, 04:24 PM
Drivers routinely crash into big trucks, buses, trees, retaining walls, and all kinds of stuff that they should see, but due to inattention, cell phones, or just plain stupidity, they just don'tsee them. In Burlington Ont. a few years ago an elderly gentlemen drove into an unloading car carrier on a bright sunny day on a straight stretch of road. I don't know how you can explain that.
My point is, people are stupid when driving and if they can not see a big truck and drive into, you don't stand much chance on a bike if you happen to be in the area when they are driving stupidly. Ride as defensively as possible!

The officer should have written the driver up for something more serious, after all, you did suffer some injury, and the driver was clearly in the wrong. Especially if he couldn't see, he shouldn't have been in the bike lane. The point of view of the officer is usually the main factor in what charges are laid. If they are totally "car" point of view, they usually don't charge drivers like they should.

digger
10-28-03, 04:31 PM
Take a look at this ChezJfrey. All about risk homeostasis. I find it discouraging.

Comments?

http://i2i.org/Publications/IP/PersonalFreedom/RiskHomeostasis.htm

Pat
10-29-03, 09:00 AM
Well, I think the officer was clearly wrong. You were obviously injured. The officer had no way of knowing how badly you were injured. Quite a few injuries take some time to become evident. In the case of an injury, they need to write it up.

Secondly, everything should be restored to the original condition. That probably means new shoes, new bike, new clothes and so on plus you should be given something to compensate you for your injury. This raises an interesting question, how can they restore YOU to your original condition. Answer is that they can not. So are you due compensation? I dunno. In that case, you may need to consult an attorney or do a little reading on compensation for personal inury.

One thing that I think is fair is for cyclists to ask for a whole new package - bike, clothes and so on if they have been injured. Shoot, a new bike is cheap thrills and the cyclist can say that they will accept it as compensation for inability to travel, pain and suffering and so on.

In your case, your bike is your primary means of transportation. Your legs are you engine. You would have been justified in renting a car until you heal up and charge it to this functionally blind motorist.

An option you do have is small claims court. You can be your OWN attorney! It is cheap to file a small claims action and the limit is usually around $5,000. So have a ball and sue the guy for as much as can be justified.

pdx_gay_guy
10-29-03, 02:51 PM
Hi there,

It sounds like you got the same run-around as I did when I was hit a year ago. I went to an unnamed shop on MLK and they would not 'total' my bike. They would only write up the estimate for a new frame and labor to move all of my equipment from my old bike to the new frame. Well, I was without a bike for nearly 3 weeks. Because of that I decided to have them build up really nice wheels. Even though the estimate differed than the final cost, I submitted the receipts to the insurance company who sent me a new check that was in addition to the estimate check they cut.

As for seeking an attorney....contact the Bicycle Transportation Alliance in Portland ( www.bta4bikes.org ). They offer a class taught by n lawyer about the rights that cyclists have. You have a right to get compensation for new shoes and a new jersey. I would take pictures of these, and then submit the costs of replacing these items to the insurance agency. Most likely they will send you a check. Satisfying you in this way is small in comparison to a lawsuit.

As for your peace of mind.....it is tough to get back in the groove after a wreck. I still think about mine nearly every day since I still ride through the same intersection. Good luck!!

What road did this happen on?

ChezJfrey
10-29-03, 05:24 PM
I like the, "Got Lawyer," idea. I think I'll get a few jerseys printed up!

I spoke briefly with a lawyer. . . he recommended, "racking up the medical bills," as much as possible because the common recompense for, "pain and suffering," is 3 times the amount of the medical expenses. In other words, he wants me to seek physical therapy and anything else I can possibly think of. Of course, he's speaking from the perspective of him getting a percentage of the amount settled. This didn't seem right to me.

Sure, I will probably want some compensation above the medical expenses because, dammit, it hurts to move around right now. But I'm not going to intentionally inflate my medical expenses.

Anyway, I figured I'd speak to the insurance adjuster and see how they treat me before retaining a lawyer. It turns out that the adjuster I'm dealing with rides his bike to work and is quite sympathetic and ready allow me to replace everything that was damaged. I just need to send pictures and receipts when I replace the items and they'll cover it. He's also mentioned that the medical expenses will be taken care of after we determine the extent of them (I have a scheduled orthopedic visit for next week) and he also said we can work out an additional amount for my soreness.

So far, I'm fairly comfortable with the insurance adjuster's attitude - he clearly admits their insured was at fault and they are ready to pay for whatever expense I incur.

As for the theory of risk homeostasis - my gut tells me that the phenomenon described does indeed occur. I found the article interesting and I'm convinced that the theory is true.

Chris L
10-29-03, 08:15 PM
I like the, "Got Lawyer," idea. I think I'll get a few jerseys printed up!

I spoke briefly with a lawyer. . . he recommended, "racking up the medical bills," as much as possible because the common recompense for, "pain and suffering," is 3 times the amount of the medical expenses. In other words, he wants me to seek physical therapy and anything else I can possibly think of. Of course, he's speaking from the perspective of him getting a percentage of the amount settled. This didn't seem right to me.

Sure, I will probably want some compensation above the medical expenses because, dammit, it hurts to move around right now. But I'm not going to intentionally inflate my medical expenses.

On the other hand, if you're injured you should be seeking all the medical treatment that is necessary from the absolute best specialists there are. Don't skimp on this one out of guilt that someone else might have to pay for it. In this case it would be quite justified to make them pay - the whole thing was their fault anyway. Your health is not an area in which to cut corners.

randya
10-29-03, 10:24 PM
'Sun in my eyes' is not an excuse. If this was indeed the case, the driver should have slowed down due to the conditions (sun in eyes). And it still doesn't give him a reason to be in the bike lane (sun in eyes caused vehicle to leave marked travel lane and illegally enter bike lane??? Puhleeze!@#%).

Personally, I'd be more concerned about the personal injuries than about damage to the bike. Bikes and components can always be replaced. Soft tissue damage to hips, knees, etc. can take a while to manifest itself, and is difficult if not impossible to fully restore, trust me. You need to see a good orthopedic specialist and get a serious evaluation of your injuries.

IMO, you either need to file your own claim under the PIP provisions of your own auto policy, if you have one, so you have your own insurance adjuster going to bat for you, or you need to seek the services of a local attorney who specializes in bicyclist accidents and has a proven track record of success.