Road Cycling - Trek financing ?
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07-22-08, 10:25 PM
Simple question for anyone who has used Trek's financing card program. Can you buy non-Trek products from a Trek dealership with it? My brother decided he needed a Trek and applied for one and was approved. This is his first bike, and after I showed him that there are other brands out there (shocker!!) he's decided he wants something else. A lot of Trek dealers sell other brands, so will they accept it for other bikes?
From Trek's website:
"The Trek Card offers you the chance to increase your buying power with affordable financing plans. This card is accepted at over 1200 authorized Trek dealers nationwide."
I could ask Trek or a dealer, but seeing as it's 10pm it's faster just to ask you guys.
07-22-08, 10:50 PM
GE Money owns all of these "Store" cards and financing schemes! I think it could be applied to others but I have seen it with other brand financing before -- that's in music retail though.
07-22-08, 11:18 PM
i work at a trek dealership and basically we pay to use the financing service therefore you can use the card for anything in the store. it is not done through ge money its done through world financial i think, same kind of set up though. its nice to do 12 months same as cash on the card, just dont get ****ed with the interest.
07-22-08, 11:44 PM
07-23-08, 08:18 AM
I purchased through Trek Financing... I bought a Scott.
07-23-08, 08:21 AM
i dont know what the trek financing "deal" is, but anytime i've ever bought anything big which i didnt want to pay cash for, i opened up any random CC which gives free interest for a year and paid it off before then.
07-23-08, 09:12 AM
OK, how 'bout some facts, folks?
The Trek Card is administered by World Financial Network National Bank (WFNNB).
Dealers can determine the terms. That is, whether it is 30, 90, 180 or 365 days.
Most plans are deferred interest, deferred payments. Pay off before the due date and pay no interest.
The dealer doesn't receive any cut of the interest-we actually have to pay the discount rate. In other words, if you want to finance that $3000 Cervelo for a year, and I say yes, WFNNB will deduct about $170 from the total before they send me my money.
Need more info? Click here. (https://onlineaccess.mycreditcard.cc/trek?Action=FAQ.jsp)
I bought a Specialized Tarmac with Trek financing with 6 months no interest. Easy peasy.
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