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05-29-10, 08:21 AM
I was riding home from work last night in the rain (I don't mind dark or rain just not at the same time). A driver ran a stop sign and nearly hit me so I got to thinking, I have really nice rain gear. Showers Pass Elite 2.0 jacket and pants, $400+ for the set. I would assume that if I had been hit by this driver the raingear would be toast. Assuming the driver is at fault, I would expect his/her insurance to cover medical and repair or replacement of my bike but what about gear??? $400 is not chump change and I saved a long time to get that raingear. What do you all think, should the ins. company replace it?? Would they??
Let me reiterate that this is hypothetical, both I and my raingear are perfectly fine. Last night was not even really that close of a call. Just made me wonder.
Let me reiterate that this is hypothetical, both I and my raingear are perfectly fine. Last night was not even really that close of a call. Just made me wonder.