Touring - Trek 520.

Looks like the 520 is the only model with most of the features I want. The quality and most of the features and the SIZE. I'm 5'1". That means about 47 or 48 cm frame. I need fenders, front and rear racks and bags for them. I have some of the lights but the big kick is the MONEY. I just don't seem to get the overtime or a large expense comes up. Our 39th anniversary is coming up so there goes the bags, racks, and etc. I think I will be a proud owner ordering my first non-Xmart bike the middle of July. When it is adjusted and paid for I'm promptly going to ride it like I stole it! Anyone in the center of the US have a 520 or better bike that wants to help out a sort of newby by selling me a used one at a better than new price? TIA and God Bless. Blues Frog

I hope that you check out your local Craiglist: there are some Trek 520 there from time to time.

Good luck :)

Looks like the 520 is the only model with most of the features I want. The quality and most of the features and the SIZE. I'm 5'1". That means about 47 or 48 cm frame. I need fenders, front and rear racks and bags for them. I have some of the lights but the big kick is the MONEY. I just don't seem to get the overtime or a large expense comes up. Our 39th anniversary is coming up so there goes the bags, racks, and etc. I think I will be a proud owner ordering my first non-Xmart bike the middle of July. When it is adjusted and paid for I'm promptly going to ride it like I stole it! Anyone in the center of the US have a 520 or better bike that wants to help out a sort of newby by selling me a used one at a better than new price? TIA and God Bless. Blues Frog

My riding buddy has four treks, nice ones. The 520 is his favorite.

+1 on Craigslist.

You can always go to the "Rigid Fork MTB Conversion" route. Much, much cheaper.

http://www.bikeforums.net/showthread.php?334033-I-would-LOVE-to-see-photos-of-your-MTB-conversion&highlight=MTB+conversion