I needed to lube my chain last night before my morning 8 mile commute, and I had some 3-IN-ONE Oil in my cupboard. WOW that was the smoothest ride I have ever had. My chain was nearly SILENT. I have been using Tri-Flow and home brew. Is it true that this will gum up my chain? Have any of you actually had this stuff gum up? I remove and clean my chain occasionally, so if it does, I am not very concerned.