I ride a REAL Schwinn!
Join Date: May 2002
Location: NH, USA
Bikes: Lemond Nevada City (stock), '00 Schwinn Moab 3 (very upgraded)
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If your hub is loose, it should be easy to tell. Pick up the bike by the bars. Put one hand on the tire (With the front tire lifted off th ground) and try to wobble it from side to side. If the front tire wobbles from side to side with pressure from your hand, than the hub needs to be tightened. This is a very simple job-nothing to worry about.
You could also have a bulge in your tire. You can solve this by deflating the tire, making sure everything is properly seated again, and reinlfating to the proper pressure slowly slowly as you check for bulges forming. Massage the tire around the rim as you notice bulges forming.