Join Date: May 2007
Location: Washington Heights, NYC
Bikes: Cannondale CAAD3 R800... Old Nishki MTB that I might try to turn into a fixie...
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I like to do a bearing overhaul as soon as I get a chance with a used bike. If it's been sitting for a while, any moist parts tend to collect a lot of dust and dirt. But, if it only has 100 miles, you should be fine to leave it....
If it's running smooth, then you can probably leave it for a while, but it certainly would not hurt to open things up and see if the hubs have any crud, or need cleaning/lubing.
I say, it's never a bad time for lube!