They're both decent deals, there might be mitigating factors checking them in person.
The answer, like many, is "it depends".
What sort of bike do you need?
Might meet the seller at a LBS if you don't feel comfortable assessing the bike for fit/quality/etc.
You seem to have cross-posted this in the C & V forum as well. You really shouldn't do that. Making more work for the moderator.
How do you keep an idiot in suspense?
Both look like good deals. I thought prices were outrageous in Portland. I'd go for the Schwinn, unless you plan on going off-road. Put a B67 on it and it'd even look cool.
You really shouldn't cross post the same thread to multiple forums. Agreed, get the Schwinn. For now, though, I'm closing this thread but won't delete it.
. “He who fights with monsters might take care lest he thereby become a monster. And if you gaze for long into an abyss, the abyss gazes also into you.”- Fredrick Nietzsche
"We can judge the heart of a man by his treatment of animals." - Immanuel Kant