1987 Schwinn Tempo
 

I received this bike for free from my boss, who found it while cleaning out her garage. It's the first bike I've had since 6th grade, and I'm having a blast riding it everywhere. I want to add it to my renter's insurance, but I have no idea how much it's worth...I've looked through various craigslist ads for old ten speeds, but the prices have such a wide range, I'm not really sure how much it would cost me to replace if it was wrecked/stolen.

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$200. Love the fenders and rack!

Thanks! The bike shop guys seemed a bit surprised when I said I wanted them, but I live in Oregon, so fenders are a must! It's now also sporting a nice white Serfas Carma saddle instead of the big cushy one, and an extra bottle rack. For maximum Fredosity I strap my lock and frame pump to my rack with safety orange bungies.