I've talked a seller down on price from a bike on eBay. In order to get that price I need to not go through eBay or PayPal (fees). The seller has a 100% rating with 308 transactions as well as a German site through which he sells bikes (http://www.eisenherz-bikes.de/) so he seems legit. He's going to give me his bank info for me to deposit cash in. I'm just trying to figure out what sort of protection I have against theft, if any, or alternative methods to complete the transaction. Any thoughts?