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Clydesdales/Athenas (200+ lb / 91+ kg) Looking to lose that spare tire? Ideal weight 200+? Frustrated being a large cyclist in a sport geared for the ultra-light? Learn about the bikes and parts that can take the abuse of a heavier cyclist, how to keep your body going while losing the weight, and get support from others who've been successful.

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Old 03-20-07, 03:22 AM   #1
steve2k
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Thanks for the advice - my new bike

Thanks
Thanks for the advice everyone provided in various other posts. Not only mine, but other informative posts I've been reading.

My dilemma
You may remember that I was trying to work out whether to use a 6 year old small mountain bike, or an ?? year old big mountainbike for a 100km ride and my daily 10 mile commute.

After some bad news from the LBS about the state of the bikes, I decided I should buy a new one but couldn't really afford it.

The solution
The government (yeah I know) came to the rescue with a UK tax scheme which meant I could buy a bike for half price.

The scheme allows a UK company to buy any bike (no limit) and then 'rent' them to the employee. At the end of the loan period the employee can pay to buy the bike from the company.

The cool bits are:
- the company can claim back VAT (sales tax currently at 17.5%)
- when you 'rent' the bike from the company it comes out of your pre-tax earnings.
- You can get any bike you want and include accessories and safety gear (incl. hi-viz clothes).

The Maths
My 400 bike (bike, fenders, rack, panniers) actually costs my company 340 after they claim back sales tax.

I then 'rent' the bike for 26 each month for 12 months, but as that's before tax it is the equivalent of 13 take home pay. I finally pay about 30 to buy the bike from the company (again before tax).

So in effect I've paid 170 for a 400 bike and the UK government has paid the rest.

The Bike
So I went and bought one of these (I didn't get greedy, I had my eye on a 900 touring bike):


I should get the bike later today or tomorrow so I'll commute and let you know how it goes. I'm hoping to shave some time off my commute compared to the Mountainbike.

Thanks again.
Steve
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Old 03-20-07, 04:29 AM   #2
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Very nice. Are you Clyde status? That 'springy' seatpost may be an issue.
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Old 03-20-07, 04:41 AM   #3
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Yep, thoroughbred clyde (260lb).
How would it be an issue, what should I look for?
The guy in the lbs said it might bottom out, and he said they tend to have a bit of lateral movement in them. He said he could swap it if I'd like. I've got posts at home so thought I'd give it a go. Bad idea?
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Old 03-20-07, 06:08 AM   #4
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I(270lbs) have one on my bike and have never bottomed out . I don't do any mt. biking though .
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Old 03-20-07, 09:02 AM   #5
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I have one of those seat posts and I actually like the lateral movement. At first it felt strange but I've gotten used to it.
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Old 03-20-07, 06:12 PM   #6
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Mine bottomed out all the time. I finally got ride of it and it was so much better. When I got off the bike, the seat would come up and catch my leg have the time.
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you should learn to embrace change, and mock it's failings every step of the way.
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Old 03-20-07, 06:17 PM   #7
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Quote:
Originally Posted by steve2k
The solution
The government (yeah I know) came to the rescue with a UK tax scheme which meant I could buy a bike for half price.

Steve
While I hate giving the government more money, how many people have taken this offer??? Is this an effort to reduce the number of cars, smog, ect?? And at the same time, how much extra in taxes are you having to pay for this program?
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Old 03-20-07, 10:59 PM   #8
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Gracious, how civilized of your government (and your employer, I might add). Very cool!


Gabriel
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Old 03-21-07, 12:57 AM   #9
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Lets see later today, Tony Blairs replacement in waiting is doing his last goverment budget today, there is talk that high fuel vehicles will be double taxed for driving on the road.... for people in rural communities they are screwed if they need a 4x4 for a farm etc....

For city dwellers I can see the point and think it is great that someting is being done to get folk on bikes instead of cars.

Depending on which poll you read the Scottish Independence movement is getting stronger when it was revealed last week that each and every person in Britain will have to pay 115 pounds towards london hosting the olympics for example. If Scotland comes out of britains tax equation it will be interesting to see what happens with the westminster goverment taxing.........on the bits that are left.
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Old 03-21-07, 06:04 AM   #10
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Quote:
Originally Posted by jaxgtr
While I hate giving the government more money, how many people have taken this offer??? Is this an effort to reduce the number of cars, smog, ect?? And at the same time, how much extra in taxes are you having to pay for this program?
It's part of the governments Green Transport Plan. I'm not sure how many people have adopted it but there are a few companies set up to administer the scheme on behalf of companies so I guess there must be a few.
In terms of direct tax, there is no tax on this scheme but you have to meet certain criteria (bike has to be used for work etc.). In terms of other taxes, everything seems to be going up anyway so who knows. Maybe they'll tax motorists more, or just shut a couple of schools. We'll find out in a few days.
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Old 03-21-07, 06:33 AM   #11
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Watching the morning news today it was quite an interesting perspective as they are talking about reworking local taxation, in the UK

1 - Pensioners should pay less tax - yes
2 - so working people should pay more tax - eh no
3 - so pensioners should pay the same tax as everyone else - eh well
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