Well considering I ended up with the Target blue light special I figured I could just sell off some stuff I have and get a decent bike. What are people's thoughts on the Jamis Commuter 3.0? I like the internal gearing as I wouldn't have to worry about dirt, grime, water, and maintenance nearly as much as with derailleur gears. It looks like this is a pretty solid bike, but I want to make sure I'm not short-changing myself here by focusing on just the internal gearing and glossing over something that might be better. I want to stick around or below the $540 range, though.