I am beginning to grow weary of backpacking everything I need for my commute (shirt, tie, dress pants, tools, etc.) and began to entertain the idea of panniers. Disclaimer: stupid questions ahead, poster is not responsible for any fluids which may be forcibly expelled through the nasal passage. How do panniers mount? Do they have a universal fit? How can I tell if my bicycle is able to have panniers without serious fabrication and/or hose clamps (they are ugly IMHO)? Are the bags detachable from the frame? Which brands would you recommend for something that you would not lose sleep over should it come up stolen?
I ride a Raleigh Mojave 2.0 (yes, bottom of the barrel) if that information is helpful.
Thanks for any and all assistance!