For some background, please see my last thread "Getting my bike Saturday!". I basically have $70 in Scheels gift cards that are available to spend above and beyond my bike, helmet, water bottle and cage. My family is getting me most of the cold weather gear I'll need for fall/winter riding since my birthday is on Sunday. Other things I've thought about getting include gloves (although I could probably get by with regular winter gloves for a while), headlight and rear blinker and some sort of saddle bag for a cell phone and small first aid items. I've heard that I should get a good multi-tool and tubes and other bike emergency items too.
I'm still a newbie, and am starting from ground zero. Knowing what you know now about biking, what items would you invest in first?
Thanks for your help!!