After testing several models today I decided on the trek 7.3fx. It just felt right and the price was way less than the other two bikes I rode. I can't believe how much faster and easier it is to pedal compared to a mtn bike set up with road tires. It's like night and day. I added a Brooks saddle and a nightrider headlight and a LED taillight and a wireless speedo. I have a set of clipless pedals I'm gonna be adding from my other bike and a rack in the back that mounts on the seat post. I was thinking about fenders but the ones at my LBS were a little too PeeWee Herman for my taste. I've been buying from this LBS since my dad bought me my first bmx back in the late 70's. Great people and they double the Warranty on components when you buy a bike from them plus frre adjustments for a year. Thanks all for your advice.