N+1 strikes again! I got a commuter bike. I wanted something with disc brakes, fairly wide tires for a smooth ride, able to handle racks and fenders well, and prefer SRAM. In researching, I found the Salsa Vaya bike, just what I was looking for.
SRAM Apex, 34-48 crank, 11-34 cassette, BB5 brakes, Continental Tour ride 700C X 42 tires. Rides great, even with the panniers and clothes, shoes, tools, snacks and lunch in them. I could have gotten something more road oriented, but I am happy with this bike. Smooth ride over bumps, and the tires handle loose gravel on the road and short dirt sections really well.