So I decide to take the path and check the foliage, plus the path is safer than the road, right? Lots of mud after recent rains, go up the bank to avoid puddles. Coming back down the slight embankment to the path, there's a small puddle. Closing in it looks a bit deep. I rise up, brake and slow to a crawl, figuring I'll go slowly through the puddle and avoid mud splash. Front wheel hits puddle and finds the bottom of the hole, which is much deeper than it looked on the surface. I'm squeezing front brake at this point, so, over I go, in slo mo, next thing I know the top of my head (helmet) is pressing into the mud and the bike is going over sideways. Minor impact, lots of mud, handlebars torqued out of position, otherwise, a slow, embarrassing fall.