I read some amazing stories here about cyclists's collisions with cars. They usually ask the question of whether the car driver's insurance will pay for some pissant damage to their bike and then tell a story of suffering some physical injuries as well as damage of some kind (minor or major) to their bike.
Folks, if a car hits you and the collision is not your fault, you're in line for a major settlement from the driver's insurance company that will definitely pay for damage to your bike, as well as medical charges for personal injury, etc.
If you are hit by a car, even a little bit, call the police and file an accident report. Learn how an insurance claim and settlement should be handled by you, the claimant. Maybe get an attorney. Don't talk to the insurance company to admit anything that questions whether you were at any fault.
Personal injury claims from an automobile accident can run thousands of dollars. Repairing or replacing your bike could be a minor part of an ultimate settlement. And, don't be so noble about your "minor injuries" and just getting repairs done to your bike. Get what is due. After all, the person who hit you didn't care that you have rights to the road, too.
I'm not ranting to get an unfair, dishonest insurance payment. I have read a lot of threads here where people have screwed themselves.