Well it's been 14 months of commuting with my Mendota and I love it, works perfectly and is fairly quick.
Here is how it is currently setup (sometimes without fenders)...
I have 2 different sized front handlebar bags, 2 different MTX trunks (1 with zip-out panniers, 1 without), fenders, lights, horn, etc.
The only items on the bike I have changed are... different Ergon grips and a shorter handlebar stem.
Haven't had any mechanical issues thus far, only performing the following... keeping the bike clean, drivetrain cleaned and lubed and tires pumped up to 85psi.