I currently ride an older Transfer, and have enjoyed it as a commuter bike for quite a while. This term, I'm riding 6 days per week, 10 miles one way, with 25-32 lbs of school books and supplies along with the usual repair items and tools in the paniers and rack trunk.
I've had to replace the chain once so far over three years (Yes, I let it go far too long!
), and am getting ready to rotate the tires over the coming weekend (the rear wears a good bit faster carrying all the books and such). Because I'm on a studetn budget, I do my own maintenance rather than spending extra money for shop services. I've been able to maintain the bike, and learned a lot about how to tune it and keep it running well enough.
Good bike for a city commuter riding mostly on roads and well-paved paths, imo.