The size of the tire shouldn't be a problem. Most of our 700x35 tires have a load rating of at least 90kg/tire (198lbs.) at max. psi. I could not find the load rating for the Bontrager tire that comes stock on the bike, but one would assume that it's nearly the same.
I would definitely pump up your tire to max psi in the rear, and maybe a bit less in the front. I would respectfully disagree with the concept of going to a narrower tire. A wider tire has a higher load capacity. A larger volume tire will deflect more, but will still roll nicely and will support more weight.
If you intend to retain the fenders, going to a wider tire may not be possible. I'd take a very careful look at your bike where the tire/frame/fender clearance may be an issue and see if there is any wiggle room to get a wider tire on the bike. You may be limited to the width of the tire that you have. That said, you should have no problems with a good 700x35 tire.
As for pump recommendations, get a good floor pump (with or without attached gauge), and get a good hand-held (separate) gauge. Hand-held gauges are much more accurate. Dallas Sox Fan's approach seems like a sound one. A good pump should be available for 20-30 bucks.