I'm a little shook up right now. It happened in the town next to mine and was about 4 miles from home. I was in the right tire track instead of the shoulder because it's narrow and the road starts to curve to the right. I saw an older lady standing on the curb getting ready to cross the road. I saw here look left and right. She looked right at me (or through me) before she started to cross. I saw her start to move and started hitting the brakes. Sure enough, she crossed right in front of me. I tried to swerve to the left and hit the brakes at the same time. We collided and both went down pretty hard. I asked her right away if she was fine. Her hand was bleeding but she said it was no big deal because she lived right there. The glasses/sunglasses thing she was wearing got destroyed. I told her that I was sorry and she also appologized and said that she never saw me. I've always wondered how pedestrian and bike collisions happen, but now I know. I wish I would have hit the brakes earlier or yelled earlier. I don't know what else I could have done. I feel very bad about the whole situation. I ended up riding to my friend's house right down the road and she gave me a ride home. I'm sure I could have ridden, but really wasn't in the mood.
Right now my left palm is sore and there's minor pain on the inside of my left foot, which is no big deal. As far as my bike goes, the handlebars are bent and the bracket that hold the cyclocomputer is cracked. I think those are the only things messed up. The good news is that the wheel for my recumbent came in today, so I should be able to ride that while I figure out what to do with the handlebars on the other one.
(Sorry for the cell phone pics; camera batteries are dead right now)