Join Date: Sep 2005
Bikes: Windsor Fens, Giant Seek 0 (2014, Alfine 8 + discs)
Don't put too much faith in any of the lock guarantees. Read the fine print; you have to jump through quite a few hoops to get a payout. I gather it's actually pretty rare to actually collect on this.
Oh, and a few years ago Kryptonite locks were being picked trivially; all you needed was a Bic pen and some people were able to open the locks in seconds. The rep was either ignorant or lying.
I don't think bike thieves buy $200 tools that only can pick specific locks. Bolt cutters are cheaper and open a lot more locks. For $200 they could get a battery powered angle grinder and open anything. In big cities, people have tested it and you can just walk up to a bike, take an angle grinder to the lock and walk away, and nobody will bother you about it.
Work: the 8 hours that separates bike rides.