So am turning 51 in a few months and i expect to retire at 55. I am originally from Toronto Canada and will go back and live there - but only for 6 mos of the year (ya Apr thru Sept). I am now living in Cincinnati but I don;t want to stay hear for the winter since it is too cold for me ( especially after the last 2 weeks). Now I want to buy a winter home somewhere in the south - and my criteria is somewhere where I can enjoy biking from Oct to Mar - not too hot, certainly not too cold. After a weekend visit with my wife to Charleston SC, i think the area is a real possibility. I'd love to hear from others on where they chose to live, what the biking is like, why it is a good place for bikers etc.