Stopped by a Performance LBS today, thinking I'd have a look-see at a Fuji, when I was steered toward this bike: Schwinn DBX. Took it for a spin and I really enjoyed the bike. It has eyelets for racks, can accommodate nearly any size tire, and has in-line brakes which I really liked. It comes with disc brakes, but I don't know whether that's an advantage or not. It also can be retrofitted with regular brakes. It was comfortable, no hand pain, and I liked how it handled.
The deal looks pretty good as well: it's a 2006, so it's marked down to $949.
Anyone familiar with this bike?