My wife's Christmas gift arrived a bit early. Yesterday a new bike appeared. It is a fully equipped Surly Long Haul Trucker, which means it has the front and back racks, the fenders and other items.
Actually, that is the SECOND brand new bike for her this year. But there is really no complaining here. She has worked herself into excellent condition, lost 35 pounds and looks wonderful. Santa can come by early and often.