I posted a few months ago telling the story of my 59 yo noob riding buddy who took a spill at about 8 mph. I'm sure it looked pretty funny from a distance, and I was prepared to have a laugh at his expense..but he was in genuine pain and he got home with the bike in the back of my truck. It turned out he hit his hip pretty hard, in fact a few days later he learned he'd cracked it. The bike didn't suffer a scratch.
He told me the other day the total medical bill / insurance accounting came in. Total cost of this fall turned out to $96,000, and the core of that was putting screws in his hip. That's at inflated insurance dollars to be sure, but $96,000... I wonder why they didn't just round it up to an even $100K.
Lots of thoughts come to mind, some which are inappropriate for this board, most centering on the long-term impact of insurance companies in bed with our medical industry.