I'm looking to get a folder and would love some advice. So far I've tried the Dahon Vitesse, Mariner, and D8. I liked the feel of the Vitesse best, but it's kinda pricey (for me.) Dahons are the only folders I've been able to try out so far, but I'm not closed to other brands. I think I might prefer hub gears, but I know they're more expensive. They just seem better for technically-challenged people like me, and better for messy conditions. I really like the look of the Dahon Ciao 7, but it's not available in North America. I'm a small female, not an experienced cyclist, in need of a decent commuter/recreational bike for the NYC (Metro-North) and LA areas. I do not want to spend a gazillion dollars when I'm still a newbie, but I do want something safe, easy to fold, reliable, and comfortable. Obviously, no Bromptons, Birdys, etc... just too expensive at this point for me. Any thoughts would be greatly appreciated. Thanks!