OK, after installing new tires, I have found that I don't have the cable adjusted right for the Sturmey Archer 3 speed. I have 2nd gear, but no first gear, and trouble with third slipping. I am thinking the cable is too loose. I have looked at Sheldon Brown's link. I am still having issues adjusting. Any tricks to this? Should I post to the mechanical forum? All this and I got caught in a rain storm coming home. At some point, more rain doesn't matter.
BTW, my wife bought me a pannier today for it, a very nice one from Performance. I need to adjust my rear rack so my feet clear, but it will be cool when done. She is a good wife!