Just rode home on my new bike....took the scenic route along the Hudson River! Wow! I feel like I have total freedom in moving about and experiencing this city!
I sincerely thank everyone for responding to my questions in search of just the right bike for me! The Dahon Ciao was truly a beautiful bike but I think it is more of a luxury and the Mariner is enough bike and still makes fully feel prepared to enjoy this sport!
After visiting other LBS, I bought it at: http://www.modsquadcycles.com/modsqu...-_Rentals.html
The owner and staff, Oye, Jay and Troy were very helpful...it is now my bike home!
I was born to ride!!!