Happy birthday to me - got the Schwinn Loop folder!!
Actually got it almost free - have been submitting old textbooks to Amazon for trade-in value (most of which I found at used bookstores, thrift shops, etc.) - and worked up enough credit to cover the $177.00 Amazon price for the bike!
Hubby's going to put it together for me, replace the seat, tweak as much as possible. I know I'll like it because (a) it does have that low step-through and (b) I have been getting a lot of enjoyment from the single-speed Schwinn folder I already have.
In fact, I'm on my way to Lake Balboa to do a birthday ride on the older bike, so if you see me, wave!
Will post more info (and photos) of the Loop once it's put together!