What's with all the short and undersized rear fenders that come with most of the bikes out there? The short fenders still allow plenty of rain to spash up your back versus full-sized fenders.
I originally extended the fender on my Downtube 9NS with black duct tape and then bought and installed the Xootr Swift fenders (made by PlanetBike) which worked GREAT. I moved it to my Downtube 8H when the NS bit the dust. Still great.
The only downside is that I can't lean my bike back as much when rolling it around on one wheel.
Even the new Terns including the ones approaching $2000 have these short fenders.