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  1. #1
    That darn Yankee TexasGuy's Avatar
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    Credit Checks by banks

    I have a friend that wants to go loan shopping. He is concerned about the banks doing credit checks and how this will affect his credit rating. I know that back in the days, my dad's era that this was an extremely big thing. Is this the same big taboo now a days or has the penatly for credit checks reduced since almost every major company does it?

    Thanks in Advance
    Life is about hanging onto what you think is important and finding out what really is important.
    "Stop Ruining my joke!", "No, a joke implies humor attached at no additional cost"
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  2. #2
    later free_pizza's Avatar
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    Quote Originally Posted by TexasGuy
    Is this the same big taboo now a days or has the penatly for credit checks reduced since almost every major company does it?
    Thanks in Advance
    i went loan shopping 5 months ago for a car, and one bank told me that i would need a co-signer and they asked me if i still wanted to go through with the credit check since it would affect my credit score.

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