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Old 02-12-06, 10:14 PM   #1
TexasGuy
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Credit Checks by banks

I have a friend that wants to go loan shopping. He is concerned about the banks doing credit checks and how this will affect his credit rating. I know that back in the days, my dad's era that this was an extremely big thing. Is this the same big taboo now a days or has the penatly for credit checks reduced since almost every major company does it?

Thanks in Advance
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Old 02-12-06, 10:31 PM   #2
free_pizza
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Quote:
Originally Posted by TexasGuy
Is this the same big taboo now a days or has the penatly for credit checks reduced since almost every major company does it?
Thanks in Advance
i went loan shopping 5 months ago for a car, and one bank told me that i would need a co-signer and they asked me if i still wanted to go through with the credit check since it would affect my credit score.
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