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Thread: Moving out...

  1. #1
    Meow! my58vw's Avatar
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    Moving out...

    Hello all,

    I am contimplating my "moveout" date, I am still thinking September 2006 if not earlier. Now I calculated my budget and with my new job (using minimum hours for both sub teaching and pizza hut) and I come out with approximatly 300 dollars extra after gas, health, car, rent, utilities, TV and internet. Assuming I eat on a budget (i.e. minimize fast food, etc). Is that enough here in Southern California? BTW if things go more as expected I would be an excess of about 800 per month.

    I.e. 1600 min from two jobs (3 days at 70 per day sub and 24 hours per week with 200 dollars a month tips), 750 rent, 100 ulitities, 120 health, 100 car insurance, 125 gas, etc is 1300 = 300 residual (or 75 per week).

    Are there anything I am missing? I already have to 600 dollar security deposit and plan on taking 2000 per quarter extra to help out if needed.

    Thanks again, --- escaping!

    Mandy
    Just your average club rider... :)

  2. #2
    Senior Member randya's Avatar
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    California is expensive. What about someplace else?

  3. #3
    By-Tor...or the Snow Dog? hi565's Avatar
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    you dont need TV.

    If you really are tight. Go bare minimal. But think within reason.
    ----------------------------------------------------------

  4. #4
    Meow! my58vw's Avatar
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    Quote Originally Posted by randya
    California is expensive. What about someplace else?
    Job, doctors and discrimation laws are here, I am staying....

    I could always just hook up an anntana
    Just your average club rider... :)

  5. #5
    By-Tor...or the Snow Dog? hi565's Avatar
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    Quote Originally Posted by my58vw
    Job, doctors and discrimation laws are here, I am staying....

    I could always just hook up an anntana
    yeah.

    I mean personally I have not had to deal with it. but thinking from a logical standpoint, everything counts.
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  6. #6
    Banned.
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    Living the high life. $75/week, sounds like a great life.

    Mmm. Ramen noodles.

  7. #7
    SERENITY NOW!!! jyossarian's Avatar
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    can u dump the car?
    HHCMF - Take pride in your ability to amaze lesser mortals! - MikeR



    We demand rigidly defined areas of doubt and uncertainty!

  8. #8
    By-Tor...or the Snow Dog? hi565's Avatar
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    Quote Originally Posted by jyossarian
    can u dump the car?
    this is a good point. Dump the car and that is alot of money that you can use...
    ----------------------------------------------------------

  9. #9
    . Namenda's Avatar
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    It would be awfully tough to deliver pizzas without a car, doncha think?

    Looks pretty tight to me. Are the rent and utility figures firm, or an estimate? Is there a rainy day fund for, well, rainy days? If you can only count on $75 spending money per week with ideal conditions, I'd say the time is not yet right. What about food, clothes, personal care products, reading materials, bike stuff, etc?

  10. #10
    2-Cyl, 1/2 HP @ 90 RPM slvoid's Avatar
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    I made this spreadsheet a while ago to check my expenses and savings, you might find it useful.
    Attached Files Attached Files

  11. #11
    Meow! my58vw's Avatar
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    ewitz is a troll that I block for this reason, his comments are about as constructive as Raman noodles in a cyclist diet.

    That said, I am 23 (almost 24) and starting my masters program. I am hoping that I can sponge off at home for another 6 months or so, but after finguring that I can save nearly 10k per year (money that can be applied to the three surgeries that I will need in the next 3 years) I may try and stay longer. When you get to be my age you are ready to move on, and personally in my situation I need to discover who I am on my own without someone who personally does not have my best interest at mind.

    I talked to the manager today at work and she says that she has 32 - 40 hours for me a week when I want. The numbers I crunch are for the "worst case scinero" and actually you can live for 70 - 80 per week and eat decient food if you don't waste money (I don't spend more than that now and I never eat at home and rarely sponge off food at home).

    Loosing the car is not an option. One my therapist is in downtown LA, 70 miles each way two times per month, my school is 20 miles from my home, I deliver pizzas to a 10 mile (and more) radius, I do research at libraries all over socal. Lets just say I need a car.

    As I said earlier my best option is to sponge off my parents until things get to heated than move out.

    Mandy
    Just your average club rider... :)

  12. #12
    Banned. sngltrackdufus's Avatar
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    Raman noodles are high in carbohydrates & protein.

  13. #13
    Senior Member DannoXYZ's Avatar
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    You can actually turn Ramon noddles into a great soup. Add fresh veggies, fresh herbs like mint, cilantro or basil, a couple of shrimp, a teaspoon of soy-sauce and you've got a real meal!

    Get a 10-lb bag of dirty-rice and 10-lb bag of mixed beans for $8 total and you can live off beans+rice for months. You can make all sorts of chili with the beans. Top with steamed fresh veggies.

  14. #14
    ♋ ☮♂ ☭ ☯ -=(8)=-'s Avatar
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    I live on RAMAN noodles and I am a superstar in my own mind !

    But, you really should have a few thousand in the bank for stuff
    that eneviatbly go wrong or be an unexpected hardship in your
    life. Parents are OK. There is nothing wrong with living with them
    for a while longer. When they are gone or far away you will wish
    you spent extra time with them, anyway.

  15. #15
    On my TARDIScycle! KingTermite's Avatar
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    Do you plan on eating?

    How important is TV? Cable? Internet? (You listed in top part, but not in the calculation)

    Cell phone? Regular Phone?

    Does where you are moving cover water and/or garbage pickup?

    What if your car breaks down? Enough left over or saved up for any "emergency"?
    Quote Originally Posted by coffeecake View Post
    - it's pretty well established that Hitler was an *******.

  16. #16
    SERENITY NOW!!! jyossarian's Avatar
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    Internet = go wireless and "share" someone else's connection
    TV = rabbit ears. Screw cable.
    Phone = cell only. Land line's just wasted $$
    Car repairs = you can fix anything w/ soup cans, chicken wire, tin snips and duct tape
    HHCMF - Take pride in your ability to amaze lesser mortals! - MikeR



    We demand rigidly defined areas of doubt and uncertainty!

  17. #17
    Meow! my58vw's Avatar
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    Car repairs = you can fix anything w/ soup cans, chicken wire, tin snips and duct tape
    - sounds like my volkswagen!
    Just your average club rider... :)

  18. #18
    Senior Member cyclezealot's Avatar
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    A question. THe benefits of living independently. A need you desire or just that you are on automatic and think you need. The needs for independence are obvious is you can swing it. How about discretionary money. No money for dating or whatever. You are a student. SOme kind of apartment with roommates maybe?
    Parents supportive of you or a pain. Will this further your chances of completing your education. Couple questions. Just asking.

  19. #19
    Ha ha ha ha ha giantcfr1's Avatar
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    Mmmmmm Ramen Noodles.
    Don't Knock Them.
    Steve
    Road Bike: 2004 ORBEA Mitis2+Carbon, Freekin' groovy Urban / Mountain Road Cruising Bike: 2007 CANNONDALE Bad Boy Disc, MTB: 2012 Trek Gary Fisher Collection Marlin 29er

  20. #20
    Meow! my58vw's Avatar
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    Quote Originally Posted by cyclezealot
    A question. THe benefits of living independently. A need you desire or just that you are on automatic and think you need. The needs for independence are obvious is you can swing it. How about discretionary money. No money for dating or whatever. You are a student. SOme kind of apartment with roommates maybe?
    Parents supportive of you or a pain. Will this further your chances of completing your education. Couple questions. Just asking.
    Desire to move out... big, as in wanting to do for about 3 years now, but could never get the money together to do it. Dating as I have said will probably not happen for another 3 - 4 years due to my situation (if ever) and with friends true a little money is nice. My parents are understanding but not all that suportive of me, but my mom says that I can live at home as long as I want (as long as I don't cause to much in the way of problems. Since I will not be officially "transistioned" for 18 months to 2 years it will not be as huge of an issue until then, but the signs will be apparent for sure.

    Mandy
    Just your average club rider... :)

  21. #21
    Senior Member spinbackle's Avatar
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    If you go with cable internet then you may be able to use a TV capture card (or whatever they're called) to watch cable TV on your computer .
    '84 Trek 850--spinbackle-built, '85 Trek 670 Campy Nuovo Record--project, '87 Trek 560 SS/Fixed--project, '87 Specialized Stumpjumper Comp w/ Deore XT--Specialized-built, '87 Rossin Record, '03 LeMond Wayzata--commuter,
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  22. #22
    Meow! my58vw's Avatar
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    My computer is my TV...

    26 inch LCD display
    Just your average club rider... :)

  23. #23
    1/2 a binding 1/2 a brain telenick's Avatar
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    Analysis Paralysis.

  24. #24
    SERENITY NOW!!! jyossarian's Avatar
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    Quote Originally Posted by my58vw
    - sounds like my volkswagen!
    Oh yeah, you have a volkswagen. So all you need is a hammer and a flathead screwdriver. BTW, if there's a soup kitchen near you, you can always grab a meal or two there.
    HHCMF - Take pride in your ability to amaze lesser mortals! - MikeR



    We demand rigidly defined areas of doubt and uncertainty!

  25. #25
    Beauty Everywhere snowy's Avatar
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    All I can say is do what feels best, you know your situation better then any of us. I have lived on my own since I was 17 years old and I always managed to come thru. I put myself thru college, only had a few roommates and never, never went without food.
    Times will be hard but you'll never know unless you try.
    My suggestion is put money away now, that way you have a nest to fall back on it something arises.
    GoodLuck Mandy.

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