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Old 02-13-06, 08:57 PM   #1
my58vw
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Moving out...

Hello all,

I am contimplating my "moveout" date, I am still thinking September 2006 if not earlier. Now I calculated my budget and with my new job (using minimum hours for both sub teaching and pizza hut) and I come out with approximatly 300 dollars extra after gas, health, car, rent, utilities, TV and internet. Assuming I eat on a budget (i.e. minimize fast food, etc). Is that enough here in Southern California? BTW if things go more as expected I would be an excess of about 800 per month.

I.e. 1600 min from two jobs (3 days at 70 per day sub and 24 hours per week with 200 dollars a month tips), 750 rent, 100 ulitities, 120 health, 100 car insurance, 125 gas, etc is 1300 = 300 residual (or 75 per week).

Are there anything I am missing? I already have to 600 dollar security deposit and plan on taking 2000 per quarter extra to help out if needed.

Thanks again, --- escaping!

Mandy
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Old 02-13-06, 09:03 PM   #2
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California is expensive. What about someplace else?
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Old 02-13-06, 09:03 PM   #3
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you dont need TV.

If you really are tight. Go bare minimal. But think within reason.
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Old 02-13-06, 09:10 PM   #4
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Quote:
Originally Posted by randya
California is expensive. What about someplace else?
Job, doctors and discrimation laws are here, I am staying....

I could always just hook up an anntana
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Old 02-13-06, 09:20 PM   #5
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Job, doctors and discrimation laws are here, I am staying....

I could always just hook up an anntana
yeah.

I mean personally I have not had to deal with it. but thinking from a logical standpoint, everything counts.
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Old 02-13-06, 09:45 PM   #6
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Living the high life. $75/week, sounds like a great life.

Mmm. Ramen noodles.
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Old 02-13-06, 10:03 PM   #7
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can u dump the car?
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Old 02-13-06, 10:09 PM   #8
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can u dump the car?
this is a good point. Dump the car and that is alot of money that you can use...
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Old 02-13-06, 10:22 PM   #9
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It would be awfully tough to deliver pizzas without a car, doncha think?

Looks pretty tight to me. Are the rent and utility figures firm, or an estimate? Is there a rainy day fund for, well, rainy days? If you can only count on $75 spending money per week with ideal conditions, I'd say the time is not yet right. What about food, clothes, personal care products, reading materials, bike stuff, etc?
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Old 02-13-06, 11:18 PM   #10
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I made this spreadsheet a while ago to check my expenses and savings, you might find it useful.
Attached Files
File Type: zip Budget.zip (4.3 KB, 16 views)
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Old 02-14-06, 02:23 AM   #11
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ewitz is a troll that I block for this reason, his comments are about as constructive as Raman noodles in a cyclist diet.

That said, I am 23 (almost 24) and starting my masters program. I am hoping that I can sponge off at home for another 6 months or so, but after finguring that I can save nearly 10k per year (money that can be applied to the three surgeries that I will need in the next 3 years) I may try and stay longer. When you get to be my age you are ready to move on, and personally in my situation I need to discover who I am on my own without someone who personally does not have my best interest at mind.

I talked to the manager today at work and she says that she has 32 - 40 hours for me a week when I want. The numbers I crunch are for the "worst case scinero" and actually you can live for 70 - 80 per week and eat decient food if you don't waste money (I don't spend more than that now and I never eat at home and rarely sponge off food at home).

Loosing the car is not an option. One my therapist is in downtown LA, 70 miles each way two times per month, my school is 20 miles from my home, I deliver pizzas to a 10 mile (and more) radius, I do research at libraries all over socal. Lets just say I need a car.

As I said earlier my best option is to sponge off my parents until things get to heated than move out.

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Old 02-14-06, 04:06 AM   #12
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Raman noodles are high in carbohydrates & protein.
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Old 02-14-06, 04:41 AM   #13
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You can actually turn Ramon noddles into a great soup. Add fresh veggies, fresh herbs like mint, cilantro or basil, a couple of shrimp, a teaspoon of soy-sauce and you've got a real meal!

Get a 10-lb bag of dirty-rice and 10-lb bag of mixed beans for $8 total and you can live off beans+rice for months. You can make all sorts of chili with the beans. Top with steamed fresh veggies.
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Old 02-14-06, 06:25 AM   #14
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I live on RAMAN noodles and I am a superstar in my own mind !

But, you really should have a few thousand in the bank for stuff
that eneviatbly go wrong or be an unexpected hardship in your
life. Parents are OK. There is nothing wrong with living with them
for a while longer. When they are gone or far away you will wish
you spent extra time with them, anyway.
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Old 02-14-06, 08:19 AM   #15
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Do you plan on eating?

How important is TV? Cable? Internet? (You listed in top part, but not in the calculation)

Cell phone? Regular Phone?

Does where you are moving cover water and/or garbage pickup?

What if your car breaks down? Enough left over or saved up for any "emergency"?
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Old 02-14-06, 09:12 AM   #16
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Internet = go wireless and "share" someone else's connection
TV = rabbit ears. Screw cable.
Phone = cell only. Land line's just wasted $$
Car repairs = you can fix anything w/ soup cans, chicken wire, tin snips and duct tape
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Old 02-14-06, 09:37 AM   #17
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Car repairs = you can fix anything w/ soup cans, chicken wire, tin snips and duct tape
- sounds like my volkswagen!
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Old 02-14-06, 09:53 AM   #18
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A question. THe benefits of living independently. A need you desire or just that you are on automatic and think you need. The needs for independence are obvious is you can swing it. How about discretionary money. No money for dating or whatever. You are a student. SOme kind of apartment with roommates maybe?
Parents supportive of you or a pain. Will this further your chances of completing your education. Couple questions. Just asking.
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Old 02-14-06, 09:54 AM   #19
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Mmmmmm Ramen Noodles.
Don't Knock Them.
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Old 02-14-06, 01:02 PM   #20
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Quote:
Originally Posted by cyclezealot
A question. THe benefits of living independently. A need you desire or just that you are on automatic and think you need. The needs for independence are obvious is you can swing it. How about discretionary money. No money for dating or whatever. You are a student. SOme kind of apartment with roommates maybe?
Parents supportive of you or a pain. Will this further your chances of completing your education. Couple questions. Just asking.
Desire to move out... big, as in wanting to do for about 3 years now, but could never get the money together to do it. Dating as I have said will probably not happen for another 3 - 4 years due to my situation (if ever) and with friends true a little money is nice. My parents are understanding but not all that suportive of me, but my mom says that I can live at home as long as I want (as long as I don't cause to much in the way of problems. Since I will not be officially "transistioned" for 18 months to 2 years it will not be as huge of an issue until then, but the signs will be apparent for sure.

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Old 02-14-06, 01:36 PM   #21
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If you go with cable internet then you may be able to use a TV capture card (or whatever they're called) to watch cable TV on your computer .
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Old 02-14-06, 01:38 PM   #22
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My computer is my TV...

26 inch LCD display
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Old 02-14-06, 02:30 PM   #23
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Analysis Paralysis.
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Old 02-14-06, 02:32 PM   #24
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Quote:
Originally Posted by my58vw
- sounds like my volkswagen!
Oh yeah, you have a volkswagen. So all you need is a hammer and a flathead screwdriver. BTW, if there's a soup kitchen near you, you can always grab a meal or two there.
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Old 02-14-06, 03:00 PM   #25
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All I can say is do what feels best, you know your situation better then any of us. I have lived on my own since I was 17 years old and I always managed to come thru. I put myself thru college, only had a few roommates and never, never went without food.
Times will be hard but you'll never know unless you try.
My suggestion is put money away now, that way you have a nest to fall back on it something arises.
GoodLuck Mandy.
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