i'm within a 1,000 dollars of finally paying off credit card debt! it will feel so good to be out of the red again. i've never had debt before and last year i really ran up the bill moving to a new apartment, getting a new bike, and going on vacation. holy crap - i can't believe how hard it was to whittle it down and how easy it was to add up. all this time the bank kept increasing my spending limit too! they were really trying to suck me in. there is really no good reason why i should have a 35k limit.
anyway, i saw how easy it is to get into massive trouble with a card. never again. i'm going back to having good 'ole cash in my pocket. that'll keep me in check. i'm a tightwad with cash... just the way it should be.