Because I am an idiot, I used a bank account that I haven't used in about a year to pay my credit card online. Well, there wasn't enough money in that account, so its get overwithdrawn, and I get hit with a fee. So then two days later, I make a big purchase with my credit card again, and then later go home and pay it online, again with the basically unused bank account... Ugh, so now I get hit with two fees and I don't know, and then I'm out with my friend, he doesn't have enough cash, so I offer to pay with my credit card. I got home and figure, I'll just pay it off because I won't be buying anything for awhile and I might forget. Bam three times, three fees.
I just found out last night when I got a notice in the mail about the overdrawn account 7 days after the first instance. Can I just give the bank the money I owe them and refuse the pay some of the fees? At this point, they have to come after me for almost $1000, I got no problem paying what I owe plus one fee (idiot tax), but christ three? I was just at a branch and the manager said they might be able to knock off two, like I asked. I had a stack of bills on his desk ready to deposit, but he said he couldn't guarantee he'd get them off my account. I then said I'm not going to deposit unless $60 (as opposed to $90) in fees go away.
What would happen if they give me a hard time, and I get all hot under the collar, scream some obsensities and walk out and forget about?