I'm specifically interested in hearing how much of your income goes to rent/mortgage and so forth. I'm trying to figure out living options. What can I afford?
If you want to give dollar amounts thats fine, but useless since it's all relative. What percentage of your income goes towards:
3. Phone bill
4. Credit Card payments
5. Car insurance
6. Car payments
9. Student loans or other loans
13. Leisure/Fun money
15. Gas/Public transportation
I'm coming to a harsh realization that the real world blows. We work so much only to have nearly all of it disappear before you even see it in all these expenses. I'm sure there are a lot more expenses than this. I'm a pretty frugal guy in that I don't blow my money on stupid stuff. I do put good money into the things that matter to me though. To me, an apartment is only worth about 20% of my post taxed income, but that puts me in some very bad places. Am I being too cheap on that? I just hate to not see my savings grow at some kind of decent rate a month. Living in a respectable apartment means my savings will only be growing at a one legged snails pace. This real world thing is a joke. I went to college for this?