The Improbable Bulk
Join Date: Jul 2005
Location: Wilkes-Barre, PA
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This is no different than a debit card on your checking account, or credit cards near their limit.
I was running payday to payday several years ago, and knew my balance. It was about $100 dollars.
I put about $20 of gas in the car, then went to buy groceries (about $60). My card would not work for the groceries because the gas station had locked out $50... In fact, the next day, I had the actual $20-ish charge PLUS the $50 authorization hold. I called the bank and the gas station, and the bottom line was "Wait a week, and the $50 authorization will be dropped."
Needless to say, I didn't go to that gas station again.
But, I agree, file electronically and wait a week... although I think the Emerald Card actually is for more than the amount of the refund, so perhaps if you manage it right, it will be fine. My advice is to be cognizant of issues when using any cards for gas (or others that may pre-authorize) if you are close to the limit... whether debit, credit or cash card.
Slow Ride Cyclists of NEPA
People do not seem to realize that their opinion of the world is also a confession of character.
- Ralph Waldo Emerson