Advertise on Bikeforums.net



User Tag List

Page 1 of 2 12 LastLast
Results 1 to 25 of 27
  1. #1
    Banned. timmyquest's Avatar
    Join Date
    May 2005
    Location
    Woodstock
    Posts
    5,761
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    The psychology of paying bills

    What the hell is it with bills. You get it and you know its coming but you still think "AWWW shucks!". I typically pay it that day which then leaves me with a very torn feeling.

    On one hand i think "Ahhh, stress relieved"
    On the other hand i think "Ahhh, that sucks...less money for me"


    I'm sure as i age it'll feel more like "Stupid f'ing bill..."

  2. #2
    You Know!? For Kids! jsharr's Avatar
    Join Date
    Apr 2005
    Location
    Just NW of Richardson Bike Mart
    My Bikes
    '05 Trek 1200 / '90 Trek 8000 / '? Falcon Europa
    Posts
    6,117
    Mentioned
    12 Post(s)
    Tagged
    3 Thread(s)
    I know my wife sets our major stuff up for automatic pay. No hassle at all.
    Are you a registered member? Why not? Click here to register. It's free and only takes 27 seconds! Help out the forums, abide by our community guidelines.
    Quote Originally Posted by colorider View Post
    Phobias are for irrational fears. Fear of junk ripping badgers is perfectly rational. Those things are nasty.

  3. #3
    Riding Heaven's Highways on the grand tour ModoVincere's Avatar
    Join Date
    Aug 2006
    Posts
    1,676
    Mentioned
    4 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by timmyquest View Post
    What the hell is it with bills. You get it and you know its coming but you still think "AWWW shucks!". I typically pay it that day which then leaves me with a very torn feeling.

    On one hand i think "Ahhh, stress relieved"
    On the other hand i think "Ahhh, that sucks...less money for me"


    I'm sure as i age it'll feel more like "Stupid f'ing bill..."
    Pay them when due...you can at lease get a few pennies of interest by leaving the money in a money market or savings account until the bills have to be paid.
    1 bronze, 0 silver, 1 gold

  4. #4
    Spelling Snob Hobartlemagne's Avatar
    Join Date
    Dec 2005
    Location
    Plano, Texas
    My Bikes
    Panasonic DX4000, Bianchi Pista
    Posts
    2,863
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by jsharr View Post
    I know my wife sets our major stuff up for automatic pay. No hassle at all.
    Well, automatic pay is no hassle until you need to withhold payment to make the company do something.

    The first rule of flats is You don't talk about flats!

  5. #5
    Semper Fidelis
    Join Date
    Apr 2006
    My Bikes
    Tiemeyer Road Bike & Ridley Domicles
    Posts
    2,952
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)
    I enjoy paying bills,lets me know we still have a robust economy and my spending habits are still up to par
    "Advantages Must Be Pressed, Disadvantages Must Be Overcome"

  6. #6
    Banned. timmyquest's Avatar
    Join Date
    May 2005
    Location
    Woodstock
    Posts
    5,761
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by Hobartlemagne View Post
    Well, automatic pay is no hassle until you need to withhold payment to make the company do something.
    I prefer to be involved in the bill payment process on at least a very minimal level. Keeps me aware of what i'm spending, where i'm spending it, how its getting paid for etc.

    When you are as poor as my you need to keep track of every penny

  7. #7
    Banned. timmyquest's Avatar
    Join Date
    May 2005
    Location
    Woodstock
    Posts
    5,761
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by HAMMER MAN View Post
    I enjoy paying bills,lets me know we still have a robust economy and my spending habits are still up to par
    I wish i could draw cartoons. You are a unique man.

  8. #8
    Semper Fidelis
    Join Date
    Apr 2006
    My Bikes
    Tiemeyer Road Bike & Ridley Domicles
    Posts
    2,952
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by timmyquest View Post
    I wish i could draw cartoons. You are a unique man.
    LOl, quite sure the caricature would be outstanding
    "Advantages Must Be Pressed, Disadvantages Must Be Overcome"

  9. #9
    Hey guyz? Guyz? Wait up!! Siu Blue Wind's Avatar
    Join Date
    Apr 2005
    Posts
    10,547
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)
    I don't say "Aww shucks". I say other things that I can't post here.
    Quote Originally Posted by Buddha
    We are what we think. All that we are arises with our thoughts. With our thoughts, we make the world.
    Quote Originally Posted by making View Post
    Please dont outsmart the censor. That is a very expensive censor and every time one of you guys outsmart it it makes someone at the home office feel bad. We dont wanna do that. So dont cleverly disguise bad words.

  10. #10
    Banned. timmyquest's Avatar
    Join Date
    May 2005
    Location
    Woodstock
    Posts
    5,761
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by Siu Blue Wind View Post
    I don't say "Aww shucks". I say other things that I can't post here.
    Trust me, me too. But you and your friends keep yelling at me for my language

  11. #11
    Hey guyz? Guyz? Wait up!! Siu Blue Wind's Avatar
    Join Date
    Apr 2005
    Posts
    10,547
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by timmyquest View Post
    Trust me, me too. But you and your friends keep yelling at me for my language
    Just gotta keep with the flow, Timmy.

    I just know one thing. Since you've hooked up with the redhead, you seem to be quite happy. And that makes us happy too. She must be an awfully special gal.
    Quote Originally Posted by Buddha
    We are what we think. All that we are arises with our thoughts. With our thoughts, we make the world.
    Quote Originally Posted by making View Post
    Please dont outsmart the censor. That is a very expensive censor and every time one of you guys outsmart it it makes someone at the home office feel bad. We dont wanna do that. So dont cleverly disguise bad words.

  12. #12
    Up on the Down Side CyLowe97's Avatar
    Join Date
    Mar 2005
    Location
    Chicago(ish)
    Posts
    6,327
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Online pay has completely transformed bill payment. Saves tons on stamps and you know the exact date the bill paid.

    But there is a lot less excuse of "But the check's in the mail.... it must be lost with the postal service!"

  13. #13
    Banned. timmyquest's Avatar
    Join Date
    May 2005
    Location
    Woodstock
    Posts
    5,761
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by Siu Blue Wind View Post
    I just know one thing. Since you've hooked up with the redhead, you seem to be quite happy. And that makes us happy too. She must be an awfully special gal.
    I know it appears that way, but just know this: I wouldn't have hooked up with the redhead had i not already been happy. Most of you don't know this, but because of finals i took about a 3 week break (via a 'self-imposed ban' carried out by Mr. Tom) from the forums. This lead me to my winter break which was a much needed break. I had begun to accept my situation and actually saw some very important positives in it such as the possibility of getting my MA @ Boulder (to to mention coming to the realization that i hadn't been happy with the former girl for a long time...). The prospect of being single and not tied down was nice. Then i was at a party where i reacquainted myself with "saucy" whom i knew from high school. The rest is history and though for a while i kept waking up with the thought of "what are you doing" they were immediately erased when she woke up and we talked.

    Moving to Colorado is on hold, for now, which would have likely happened anyways but i am pretty content and with a lady whom relates with me in increasingly shocking ways.

    Life is good, and my electric bill is paid. As is my rent, through may, now...does anyone want to sublease my apartment for June and July? I'll pay $400 of the rent for ya...ehh ehh?

  14. #14
    Banned. timmyquest's Avatar
    Join Date
    May 2005
    Location
    Woodstock
    Posts
    5,761
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by CyLowe97 View Post
    Online pay has completely transformed bill payment. Saves tons on stamps and you know the exact date the bill paid.

    But there is a lot less excuse of "But the check's in the mail.... it must be lost with the postal service!"
    I cringe at sending payment through the mail. One slipup anywhere and you have to deal with the company not thinking you paid. What a PITA, now it's as easy as a few clicks and everyone is happy.

    Can't say i've actually ever not been able to pay my bills online. Part of that whole "first generation with computers hooked up to the internet in schools" thing i guess.

  15. #15
    You Know!? For Kids! jsharr's Avatar
    Join Date
    Apr 2005
    Location
    Just NW of Richardson Bike Mart
    My Bikes
    '05 Trek 1200 / '90 Trek 8000 / '? Falcon Europa
    Posts
    6,117
    Mentioned
    12 Post(s)
    Tagged
    3 Thread(s)
    Quote Originally Posted by Hobartlemagne View Post
    Well, automatic pay is no hassle until you need to withhold payment to make the company do something.
    Um, TXU will cut off my gas if I try to play hard ball with them. Ford would come take the car back, etc.
    Are you a registered member? Why not? Click here to register. It's free and only takes 27 seconds! Help out the forums, abide by our community guidelines.
    Quote Originally Posted by colorider View Post
    Phobias are for irrational fears. Fear of junk ripping badgers is perfectly rational. Those things are nasty.

  16. #16
    Banned. timmyquest's Avatar
    Join Date
    May 2005
    Location
    Woodstock
    Posts
    5,761
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by jsharr View Post
    Um, TXU will cut off my gas if I try to play hard ball with them. Ford would come take the car back, etc.
    Having grown up with parents who were both bad with money and never had too much of it, i can assure you that they aren't as hardball as you think they are.

  17. #17
    Body By Nintendo Psydotek's Avatar
    Join Date
    Sep 2006
    Location
    Videogames ruined my life. Good thing i have 2 extra lives.
    My Bikes
    Giant TCR2, Giant TCX, IRO BFSSFG SE, Salsa Casseroll, IRO Rob Roy.
    Posts
    3,190
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    I too greatly detest paying bills. However i funnel all my spending through a single credit card to make things easy to track. Nothing gets attached to my bank account for automatic deductions. If any money comes ot of my bank account it's because I manually requested that a payment or transfer be made.
    Last edited by Psydotek; 03-31-08 at 01:25 PM. Reason: i suck at t3h grammar...

    Quote Originally Posted by jsharr View Post
    A girl once asked me to give her twelve inches and make it hurt. I had to make love to her 3 times and then punch her in the nose.

  18. #18
    Banned. timmyquest's Avatar
    Join Date
    May 2005
    Location
    Woodstock
    Posts
    5,761
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by Psydotek View Post
    I too greatly detest paying bills. However i funnel all my spending through a single credit card to make things easy to track. Nothing gets attached to my bank account to automatically deductions. If any money comes ot of my bank account it's because I manually requested that a payment or transfer be made.
    I like that model actually and have recently been trying to follow it. Seems two-fold in that it can be good for your credit so long as you do it smart.

  19. #19
    Body By Nintendo Psydotek's Avatar
    Join Date
    Sep 2006
    Location
    Videogames ruined my life. Good thing i have 2 extra lives.
    My Bikes
    Giant TCR2, Giant TCX, IRO BFSSFG SE, Salsa Casseroll, IRO Rob Roy.
    Posts
    3,190
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Yeap, the only things in recent history that didn't go through my CC were my car payments and student lonas. Now that both of those are out of the way i've only got one major payment a month. The good thing is that you easily know how much you spent per month. The bad thing is that you really really gotta make sure you pay in time otherwise the interest can become a problem if you're late...

    Quote Originally Posted by jsharr View Post
    A girl once asked me to give her twelve inches and make it hurt. I had to make love to her 3 times and then punch her in the nose.

  20. #20
    Hey guyz? Guyz? Wait up!! Siu Blue Wind's Avatar
    Join Date
    Apr 2005
    Posts
    10,547
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by timmyquest View Post
    I know it appears that way, but just know this: I wouldn't have hooked up with the redhead had i not already been happy. Most of you don't know this, but because of finals i took about a 3 week break (via a 'self-imposed ban' carried out by Mr. Tom) from the forums. This lead me to my winter break which was a much needed break. I had begun to accept my situation and actually saw some very important positives in it such as the possibility of getting my MA @ Boulder (to to mention coming to the realization that i hadn't been happy with the former girl for a long time...). The prospect of being single and not tied down was nice. Then i was at a party where i reacquainted myself with "saucy" whom i knew from high school. The rest is history and though for a while i kept waking up with the thought of "what are you doing" they were immediately erased when she woke up and we talked.

    Moving to Colorado is on hold, for now, which would have likely happened anyways but i am pretty content and with a lady whom relates with me in increasingly shocking ways.

    Life is good, and my electric bill is paid. As is my rent, through may, now...does anyone want to sublease my apartment for June and July? I'll pay $400 of the rent for ya...ehh ehh?
    Glad you got over the hump, Timmy. Things are looking good for you!
    Quote Originally Posted by Buddha
    We are what we think. All that we are arises with our thoughts. With our thoughts, we make the world.
    Quote Originally Posted by making View Post
    Please dont outsmart the censor. That is a very expensive censor and every time one of you guys outsmart it it makes someone at the home office feel bad. We dont wanna do that. So dont cleverly disguise bad words.

  21. #21
    carbon positive lifestyle carbonlife's Avatar
    Join Date
    Aug 2007
    Location
    Heart of Darkness
    My Bikes
    I got a red bike, and I got an orange bike.
    Posts
    46
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by timmyquest View Post
    I cringe at sending payment through the mail. One slipup anywhere and you have to deal with the company not thinking you paid. What a PITA, now it's as easy as a few clicks and everyone is happy.

    Can't say i've actually ever not been able to pay my bills online. Part of that whole "first generation with computers hooked up to the internet in schools" thing i guess.
    I've been paying bills electronically since about 1990 when CheckFree (which is the company behind many banks' online payment services) was available via Compuserve. Back then you had to pay for the privilege and convenience of paying electronically.

    For the record, I've never had a problem with a sending a payment via snail mail. For electonic payments, the only problem I've ever had was with CSAA (California AAA), which twice (2005 and 2006) didn't know what to do with my check. I believe they were not set up to accept electronic payment, forcing the payment service to print and mail the check, but I was never credited. I know they got the first check because they issued a refund check to me (from the return address), because they couldn't tie me to my account number.

    As to the thread topic, bill paying still sucks!

  22. #22
    You Know!? For Kids! jsharr's Avatar
    Join Date
    Apr 2005
    Location
    Just NW of Richardson Bike Mart
    My Bikes
    '05 Trek 1200 / '90 Trek 8000 / '? Falcon Europa
    Posts
    6,117
    Mentioned
    12 Post(s)
    Tagged
    3 Thread(s)
    Quote Originally Posted by timmyquest View Post
    Having grown up with parents who were both bad with money and never had too much of it, i can assure you that they aren't as hardball as you think they are.
    I am not as likeable as your parents.
    Are you a registered member? Why not? Click here to register. It's free and only takes 27 seconds! Help out the forums, abide by our community guidelines.
    Quote Originally Posted by colorider View Post
    Phobias are for irrational fears. Fear of junk ripping badgers is perfectly rational. Those things are nasty.

  23. #23
    Banned. timmyquest's Avatar
    Join Date
    May 2005
    Location
    Woodstock
    Posts
    5,761
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by jsharr View Post
    I am not as likeable as your parents.
    Depends on the time of the month...well, until that surgery anyways.

  24. #24
    You Know!? For Kids! jsharr's Avatar
    Join Date
    Apr 2005
    Location
    Just NW of Richardson Bike Mart
    My Bikes
    '05 Trek 1200 / '90 Trek 8000 / '? Falcon Europa
    Posts
    6,117
    Mentioned
    12 Post(s)
    Tagged
    3 Thread(s)
    Quote Originally Posted by timmyquest View Post
    Depends on the time of the month...well, until that surgery anyways.
    I have midol and have put that off for a few months.
    Are you a registered member? Why not? Click here to register. It's free and only takes 27 seconds! Help out the forums, abide by our community guidelines.
    Quote Originally Posted by colorider View Post
    Phobias are for irrational fears. Fear of junk ripping badgers is perfectly rational. Those things are nasty.

  25. #25
    JF1
    JF1 is offline
    Senior Member JF1's Avatar
    Join Date
    Aug 2005
    Location
    Kaysville, Utah
    My Bikes
    2006 Giant OCR 3 Composite
    Posts
    544
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by Psydotek View Post
    Yeap, the only things in recent history that didn't go through my CC were my car payments and student lonas. Now that both of those are out of the way i've only got one major payment a month. The good thing is that you easily know how much you spent per month. The bad thing is that you really really gotta make sure you pay in time otherwise the interest can become a problem if you're late...
    This is what I do. Everything except my mortgage goes on my Capital One card and it is paid off each month. Don't pay interest and earn about two free flights per year.
    J
    Good times.

Page 1 of 2 12 LastLast

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •