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Old 04-03-08, 07:59 PM   #1
powerhouse
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What Are You Doing To Cut Back Or Conserve During These Current Lean Economic Times?

Hello, Fellow Foosters, Moderators, Lurkers, and others who read this



With the lean times of recession, higher prices, greatr expenses, and inccomes that stay the same that are upon us,
a.) What are you doing to cut back or conserve during these current lean economic times?
b.) How are you reducing your expences?
c.) Other means of coping with what these current times have brought?

Discuss. Your imput is welcome.
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Old 04-03-08, 08:15 PM   #2
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Other than gas and the resulting increase in prices at the grocery store, I'm not seeing it. In fact I plan to go mortgage shopping around the middle of June, home prices are looking pretty good.

To be slightly more helpful (I hope) I think the greatest everyday cost cutting measures you can take are often in the choices you make when it comes dinner time.

Grocery store will beat fast food every time.
Be more careful about your trip planning...can you combine trips to save some gas?
How about carpooling? You can cut your fuel bill in half if you can take turns driving with someone else. Can you use your bike for some trips?
Keep your foot out of it...I'm amazed how many people are *****ing about gas prices as they race from stop light to stop light.
Drink cheaper beer.
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Old 04-03-08, 08:16 PM   #3
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Stealing gas
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Old 04-03-08, 08:19 PM   #4
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Nothin.
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Old 04-03-08, 08:19 PM   #5
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i'm not cutting back. in fact, in the past couple months, i've spent a heck of a lot more money than normal. much of it has purchased US-made product, too.
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Old 04-03-08, 08:25 PM   #6
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Quote:
Originally Posted by powerhouse View Post
Hello, Fellow Foosters, Moderators, Lurkers, and others who read this



With the lean times of recession, higher prices, greatr expenses, and inccomes that stay the same that are upon us,
a.) What are you doing to cut back or conserve during these current lean economic times?
b.) How are you reducing your expences?
c.) Other means of coping with what these current times have brought?

Discuss. Your imput is welcome.
You watch too much CNN.
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Old 04-03-08, 08:27 PM   #7
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Nothing. I make a lot of money, I spend a lot of money. Life's to short to pinch pennies.
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Old 04-03-08, 08:28 PM   #8
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I'm posting shorter responses to save electricity.
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Old 04-03-08, 08:28 PM   #9
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Putting away Shorty...............
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Old 04-03-08, 08:32 PM   #10
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Putting away Shorty...............
You are misleading
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Old 04-03-08, 08:36 PM   #11
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Putting away Shorty...............
Like...taking him out to a field and poppin a cap in him?
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Old 04-03-08, 08:39 PM   #12
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quit drinking, that saved me like...almost 800 a month.......... ( going out to bars I should say)
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Old 04-03-08, 08:50 PM   #13
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I have customers who ask me how business is, and I tell them it's better than ever (which is true, still a long way to go up for this company). When they say what about the recession, I tell them that we discussed it in a meeting, and have decided not to participate in it.

Other than that, I ride a bike to work whenever possible.
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Old 04-03-08, 09:17 PM   #14
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I just bought a yacht.

And a blender powered by a nitro-burning funny-car engine.

Group ride & bike polo on my boat!
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Old 04-03-08, 09:18 PM   #15
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  1. Last week I succeeded in paying off the last of my consumer debt.
  2. I am preparing to make a big push to pay off my student loans in an accelerated manner.
  3. I have reduced my eating out to a couple of times a month.
  4. I am saving more per paycheck.
  5. When I do need to make purchases, I'm trying to keep the money local.


I already don't own a car. I'm not really into buying lots of stuff. Most of my clothes come from Goodwill already. I use the library more than I purchase books and music.
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Old 04-03-08, 09:21 PM   #16
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I've been a full-time student for about two years now, so, from a perpetually broke-as-a-joke perspective, I haven't noticed much difference.

It now takes $6 a week to fill up my scooter instead of $4, though.
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Old 04-03-08, 09:27 PM   #17
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Quote:
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  1. Last week I succeeded in paying off the last of my consumer debt.
  2. I am preparing to make a big push to pay off my student loans in an accelerated manner.
Both very excellent moves.

I already keep my spending pretty lean, well within my means. However, the continuously rising price of gas is even more incentive to use my bikes for more of my trips. I admit I got really lazy about it once the weather turned cold, but now's the time to put some miles on the commuter.

And hopefully in a couple months I will be able to do my part to stabilize (but not drive back to its previously over-inflated level) the housing market.
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Old 04-03-08, 09:31 PM   #18
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Quote:
Originally Posted by donnamb View Post
  1. Last week I succeeded in paying off the last of my consumer debt.
  2. I am preparing to make a big push to pay off my student loans in an accelerated manner.
  3. I have reduced my eating out to a couple of times a month.
  4. I am saving more per paycheck.
  5. When I do need to make purchases, I'm trying to keep the money local.


I already don't own a car. I'm not really into buying lots of stuff. Most of my clothes come from Goodwill already. I use the library more than I purchase books and music.
All good stuff. Reference the consumer debt...my wife retired from the Air Force just under a year ago and we took the family to Hawaii. Then we bought me a nice digital video camera and both of of custom built laptops. By the time we were done, we were over $18k in the hole. That'll be paid off first of June. In the same time we managed to max out IRA for both of us for 2007. We paid my wife's student loans off just about the time payments started comeing due, but that was largely a matter of luck and timing.

So by Mid June we'll have a mortgage and two car payments...but one of the cars is done in July, one done exactly a year later. We just bought a Honda Metropolitan primarily for my son, but if I can use it during the day for what I need to do, I do. It gets 100 MPG, about 5 times what my normal ride gets. The thing can't cost more than $85 a month to own and operate.
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Old 04-03-08, 09:49 PM   #19
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bicycle commuting, eating out less, playing on the internets instead of going out, new Subaru that gets better gas mileage
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Old 04-03-08, 09:51 PM   #20
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I bought a specialized stumpjumper fsr.
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Old 04-03-08, 09:52 PM   #21
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This is fun. I drive a 1997 Honda Civic with 190k miles on it. It gets 28.278 miles to a gallon on the highway. 23.435 in the city (yes, I've done the math... over and over because these are averages). However I drive this car about 100 miles a month. Which leads me to my next fight for the environment. First off, global warming is a conspiracy. Scare tactics and whatnot. And before you chastise me, look up the scientific data. Secondly, I rent cars for work. I proposed to the company that I work for a bonus program where if I spend the least amount of gas and get a cheap rental car I get bonuses. So instead of getting the Impala equivalent, I opt for the Prius (sp?) and can get a cash bonus. Saves the company money, puts money in my pocket. Win win for everyone.
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Old 04-03-08, 10:07 PM   #22
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Quote:
Originally Posted by powerhouse View Post
Hello, Fellow Foosters, Moderators, Lurkers, and others who read this



With the lean times of recession, higher prices, greatr expenses, and inccomes that stay the same that are upon us,
a.) What are you doing to cut back or conserve during these current lean economic times?
b.) How are you reducing your expences?
c.) Other means of coping with what these current times have brought?

Discuss. Your imput is welcome.
I brown bag a lunch every day.
I Don't drive a car or plan to.
I don't go to movies(with flat screens as cheap as they are, why would you?)
Have dinner in a restaurant only once a week, you look forward to it.
Pay off the credit card already people!
Only buy groceries I need, and watch my spending at the store.
Put my cash into high interest savings account.
Get roommates.
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Old 04-03-08, 10:19 PM   #23
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This is a very good bit of information it is appreciated that it is shared. In saving money, most of the points have been made, I figured I could have a picnic during a ride instead of buying food at a fast food place. Even on a singletrack or century you can pack your own lunch. And bring extra water.
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Old 04-03-08, 10:25 PM   #24
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Put my cash into high interest savings account.
Speaking of which, I've got one of those deposit link offers to one of those high interest savings accounts. If anyone is interested, feel free to PM.
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Old 04-03-08, 11:13 PM   #25
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I joined the church of stop shopping ;-)
No TV. That reduces my desire for wanting to buy stuff tremendously.
I planted a vegetable garden
I am eating more vegetarian, not pure, but much less meat and processed foods.
No car, I bike commute.

Last edited by Mr York; 04-04-08 at 09:31 AM.
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