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  1. #1
    Administrator Allen's Avatar
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    I need a new bank

    I've had an account at my locally owned bank since I was a kid, however they have been recently bought by a national chain.

    If I deposit a check it now takes "up to two weeks" for the money to register even if the check comes from this bank. If I try to cash a check, even though I've been a customer for 30+ years and have known the tellers most of their lives, I have to provide two forms of picture ID (my DL and bank card no longer sufficient), fingerprint the check, sign the check, and pay a $5 teller fee for any transaction.

    They are trying to push electronic banking by making going into the bank an utter hassle.
    Last edited by Allen; 08-18-08 at 11:13 AM.

  2. #2
    Spelling Snob Hobartlemagne's Avatar
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    Thats terrible. Leave them immediately.

    The first rule of flats is You don't talk about flats!

  3. #3
    Squirrelly Member trsidn's Avatar
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    Quote Originally Posted by Hobartlemagne View Post
    Thats terrible. Leave them immediately.
    +1
    Quote Originally Posted by Nicodemus View Post
    Yet more proof that I'm.. well, pretty much right about everything.

  4. #4
    Resident Old Fart Olebiker's Avatar
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    Which national chain bought them out?
    Wag more, bark less

  5. #5
    Squirrelly Member trsidn's Avatar
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    my bet's on Chase.
    Quote Originally Posted by Nicodemus View Post
    Yet more proof that I'm.. well, pretty much right about everything.

  6. #6
    Domestic Domestique UnsafeAlpine's Avatar
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    My local bank was run by morons, so I switched to a bank that was 300 miles away. If your comfortable with online transactions, statements, and such, it's not that big a deal to mail off checks to the bank.

    I'm using WaMu. Seems like a decent insitution.

  7. #7
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    i have bank of america. boa=bunch of ***holes i would leave them in a heartbeak if their cd rates weren't so good.

  8. #8
    Administrator Allen's Avatar
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    Quote Originally Posted by Olebiker View Post
    Which national chain bought them out?
    I think it's Synovus.

  9. #9
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    If you want service, with a smile, and generally low to zero add-on fees, you should look for a credit union.

    I've been a member of my employer credit union for 10+ years. Limited hours, and they don't keep cash on site, but no fees for counter service, cashiers checks, money orders or even travelers checks, low interest/low fee/painless closing loans, and just plain easy to deal with.

  10. #10
    Administrator Allen's Avatar
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    Oh, and they charge to get change now too.
    I was going to buy $10 worth of quarters so I could wash cars. $5 transaction fee apply there too.

  11. #11
    King of the Plukers Spreggy's Avatar
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    I've come to the conclusion that creditunions are the best for service. Every chain seems ready to pounce on any occasion to charge a fee or make you sit thru a sales pitch for lousy products.

    Besides, I'm not comfortable with banks that have names like "Chase" or "M-T".
    “Impossible is just a big word thrown around by small men who find it easier to live in the world they've been given than to explore the power they have to change it. Impossible is not a fact. It's an opinion. Impossible is not a declaration. It's a dare. Impossible is potential. Impossible is temporary. Impossible is nothing.”
    ― Muhammad Ali

  12. #12
    You Know!? For Kids! jsharr's Avatar
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    I have been very satisfied with Chase. The only real issue we have ever had was of our own cause.

    My wife deposited a refund check from our investment advisor late. So late in fact that it was no longer valid. We got charged a fee when the check was refused. Not happy about it, but overall, I think we get good service from Chase.
    Are you a registered member? Why not? Click here to register. It's free and only takes 27 seconds! Help out the forums, abide by our community guidelines.
    Quote Originally Posted by colorider View Post
    Phobias are for irrational fears. Fear of junk ripping badgers is perfectly rational. Those things are nasty.

  13. #13
    I... Don't care. nekohime's Avatar
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    I get good service from Wamu, both online and in brick and mortar. I guess it depends on the branch employees though...
    Wanna join my charity folding bike ride? Sign-up here!
    Quote Originally Posted by AEO View Post
    you should learn to embrace change, and mock it's failings every step of the way :p

  14. #14
    CPM M4 BananaTugger's Avatar
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    Quote Originally Posted by UnsafeAlpine View Post
    My local bank was run by morons, so I switched to a bank that was 300 miles away. If your comfortable with online transactions, statements, and such, it's not that big a deal to mail off checks to the bank.

    I'm using WaMu. Seems like a decent insitution.
    Washington Mutual is dying.

    My mother used to work there as a Call Center Representative.

    The management is horrible, the pay is crap and there continue to be more and more layoffs and center closings every week as WaMu outsources their call center stuff to India and the Philippines.

    I would move my money to another bank or a local credit union. because Washington Mutual is on it's way out.

    Note their stock prices have gone from over $40 per share to less than $5 in a year's time. This has resulted in more layoffs and more new hires who don't know what the hell they are doing.

    WaMu is a mis-managed, poorly staffed company that will be dead very soon.
    Ten tenths.

  15. #15
    Domestic Domestique UnsafeAlpine's Avatar
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    Quote Originally Posted by BananaTugger View Post
    Washington Mutual is dying.

    My mother used to work there as a Call Center Representative.

    The management is horrible, the pay is crap and there continue to be more and more layoffs and center closings every week as WaMu outsources their call center stuff to India and the Philippines.

    I would move my money to another bank or a local credit union. because Washington Mutual is full of crap.

    Note their stock prices have gone from over $40 per share to less than $5 in a year's time. This has resulted in more layoffs and more new hires who don't know what the hell they are doing.

    WaMu is a mis-managed, poorly staffed company that will be dead very soon.
    Oh wow! Good to know, but I'm not a huge fan of banks, and our local credit union just crapped out due to the same issues. They're back up, but I don't really trust them right now.

  16. #16
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    wachovia has been nice to me. they're supposed to be having troubles though.

  17. #17
    riding once again jschen's Avatar
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    Quote Originally Posted by nekohime View Post
    I get good service from Wamu, both online and in brick and mortar. I guess it depends on the branch employees though...
    +1

    Washington Mutual's stock may be hit hard, and it may be bleeding money, but the employees are still friendly and helpful (at least at the three branches I usually go to), fees are virtually non-existent, and my online savings account has a rather high interest rate.
    If you notice this notice then you will notice that this notice is not worth noticing.

  18. #18
    carbon positive lifestyle carbonlife's Avatar
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    Sounds like an awful turn of events.

    Credit unions FTW.

    Here's a site that helps you evaluate a bank or credit union's financial strength:

    http://www.bankrate.com/brm/safesound/ss_home.asp

  19. #19
    I... Don't care. nekohime's Avatar
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    Quote Originally Posted by BananaTugger View Post
    Washington Mutual is dying.

    My mother used to work there as a Call Center Representative.

    The management is horrible, the pay is crap and there continue to be more and more layoffs and center closings every week as WaMu outsources their call center stuff to India and the Philippines.

    I would move my money to another bank or a local credit union. because Washington Mutual is on it's way out.

    Note their stock prices have gone from over $40 per share to less than $5 in a year's time. This has resulted in more layoffs and more new hires who don't know what the hell they are doing.

    WaMu is a mis-managed, poorly staffed company that will be dead very soon.
    I'm betting they're going to get a tax-payer financed bail-out...

    Still, they have great service.
    Wanna join my charity folding bike ride? Sign-up here!
    Quote Originally Posted by AEO View Post
    you should learn to embrace change, and mock it's failings every step of the way :p

  20. #20
    GATC
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    Definitely a credit union is the best way to go. Only reason we're not relying on ours more is a bigass commercial bank (Wells Fargo) is treating us nice (some times) 'cause we got a mortgage from them.

  21. #21
    Resident Old Fart Olebiker's Avatar
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    Quote Originally Posted by HardyWeinberg View Post
    Definitely a credit union is the best way to go. Only reason we're not relying on ours more is a bigass commercial bank (Wells Fargo) is treating us nice (some times) 'cause we got a mortgage from them.
    My mortgage was sold to Wells Fargo a couple of years ago. I will actively avoid doing business with them because they keep calling me trying to sell me insurance after I have told them not to call any more.
    Wag more, bark less

  22. #22
    T-Shirt Guy ehidle's Avatar
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    Quote Originally Posted by sirpoopalot View Post
    i have bank of america. boa=bunch of ***holes i would leave them in a heartbeak if their cd rates weren't so good.
    -1

    I have BofA and everyone who works at the local branch knows me by my first name and treat me like royalty when I am there.
    Yellow + Blue Jerseys!

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  23. #23
    Spelling Snob Hobartlemagne's Avatar
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    I have an account at Capital One bank, and they treat me great.
    The catch is they only have banks in a few states.

    The first rule of flats is You don't talk about flats!

  24. #24
    trois, mon frère JaRow's Avatar
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    Quote Originally Posted by AllenG View Post
    I think it's Synovus.
    Sounds like a disease that comes with an array of exotic rashes and blisters.
    Last edited by JaRow; 08-18-08 at 02:20 PM.

  25. #25
    Administrator Allen's Avatar
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    Quote Originally Posted by JaRow View Post
    Sounds like a disease that comes with a array of exotic rashes and blisters.
    They charge separate blister fees and rash fees. And whelps, $5 each

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