Just wondering how many folks here plan their finances and work according to a specified budget, or whether you "just do" as and when necessary.
ie. If you budget $X for entertainment and you reach that sometime in the month, do you then curtail any and all entertainment expenses until the following month ?
Just curious what others do....
(I don't, but I realised recently that I have no idea how much we spend on groceries, kids' stuff, etc etc and thought a retroactive summary may be useful to have every now and then).