It is time for my company's annual enrollment for medical benefits. We have a choice of a few different companies and I'm trying to decide (in the next 2 days).
The four choices are:
- CIGNA Washington OA Plu
- Group Health Options Alliant
- Aetna Washington Aexcel PPO
- United Choice Plus - WA
I currently have CIGNA and they have annoyed the crap out of me the last few years. Screwing up claims and billing me when they shouldn't, saying they'd take care of something only to find out months later that it still shows up as unpaid by me (have a bill out there almost a year old now that I think they still haven't paid though they said they would).
Anyway, that's where I'm at.
I'm looking at the plan specs and CIGNA, Aetna and United are all virtually identical (as their offerings usually are), but Group Health Options Alliant "seems" much better in the plan specs.
Does anybody have any specific experiences with them (or the others)? Can anybody give me any gut feelings on the options? I know they may vary from state to state, but I'd just like to hear opinions.