I bought my niece a nice jacket for $50. I really like this jacket and wished that I could have gotten myself one just like it, but they only had one in our size. If she doesn't like this jacket, I am thinking about buying it off of her - therefore, her gift would be $50 cash (in exchange for the jacket).
All is good, but somehow I'd end up with a $50 jacket that I paid $100 for, $50 to her and $50 to the store. How am I being the one getting ripped off? And by whom?